59 Clipper Hill, Sylva, NC 28779 Property Records

Jackson County property record for 59 Clipper Hill, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,240 sqft · built 1981
Lot Size	0.469 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (May 2017)
Tax Bill	$750 (2023)
Deeds & Mortgages	May 2019 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7640-23-9745`

Property Details

APN / Parcel Number

Primary APN	`7640-23-9745`
Alternative APN	`179012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,240 sqft Heated Area
Gross Area	2,234 sqft
1st Floor Area	2,234 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.469 acres)
Terrain	Rolling
Porch	Open Porch
Porch Area	274 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	179012
Street Address	59 CLIPPER HL
City	SYLVA
State	NC
Zip	28779-6828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 14B COWAN VALLEY
Legal Township	29
Legal Subdivision	COWAN VLY ESTATES SEC B
Legal Lot Number	14B
Jurisdiction	JACKSON NC
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1001
Census Tract	950600

Owner

Source: Jackson County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	59 CLIPPER HL, SYLVA, NC 28779-6828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2019	Deed of Trust, Mortgage CHAMPION CU
May 10, 2017	Warranty Deed, Transfer · Conventional with PMI CHAMPION CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 10, 2017 · Amount on Record
Deed Sale	May 10, 2017 · Amount on Record
Deed Document Number	0002188574
Deed Book / Page	2188 / 574
Record Updated	Jun 7, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	59 CLIPPER HL, SYLVA, NC 28779-6828
Document Number	0022391308
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	59 CLIPPER HL SYLVA NC 287796828, SYLVA, NC 28779-6828

Mortgage

Document Number	0022391308
Date	Jun 3, 2019
Book Page	002239/001308

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	May 10, 2017
Property Address	59 CLIPPER HL, SYLVA, NC 28779-6828
Document Number	0021880574
Book / Page	002188 / 000574
Instrument Date	May 10, 2017
Transaction Type	Transfer
Record Updated	May 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	600 FISHER CREEK RD SYLVA NC 287797707, SYLVA, NC 28779-7707

Mortgage

Document Number	21880577
Date	May 10, 2017
Book Page	002188/000577

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$750.00	$197,610 Land $29,800 Building $167,810

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1990–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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