25 Clipper Hill, Sylva, NC 28779 Property Records

Jackson County property record for 25 Clipper Hill, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,382 sqft · built 1980
Lot Size	0.689 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$177,500 (Mar 2017)
Tax Bill	$572 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7640-23-9902`

Property Details

APN / Parcel Number

Primary APN	`7640-23-9902`
Alternative APN	`178728`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,382 sqft Heated Area
1st Floor Area	1,598 sqft
Basement Area	784 sqft
Finished Basement	784 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Wood
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	30,056 sqft (0.689 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	178728
Street Address	25 CLIPPER HL
City	SYLVA
State	NC
Zip	28779-6828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 15B COWAN VALLEY
Legal Township	29
Legal Subdivision	COWAN VLY ESTATES SEC B
Legal Lot Number	15B
Jurisdiction	JACKSON NC
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1001
Census Tract	950600

Owner

Source: Jackson County records, as of August 10, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	25 CLIPPER HL, SYLVA, NC 28779-6828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN CU
Mar 3, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2017 · Amount on Record
Deed Sale	Mar 3, 2017 · Amount on Record
Prior Sale	Jun 18, 2007 · Amount on Record
Deed Document Number	0021831836
Deed Book / Page	2183 / 1836
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	25 CLIPPER HL, SYLVA, NC 28779-6828
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022970428
Date	Mar 29, 2021
Book Page	2297/428

Lender

Name	MOUNTAIN CU
Type	Credit Union
Address	CANDLER, NC 28715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 3, 2017
Property Address	25 CLIPPER HL, SYLVA, NC 28779-6828
Document Number	0021831836
Book / Page	2183 / 1836
Instrument Date	Mar 3, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	888 DERBYSHIRE RD, 888, TALLAHASSEE, FL 32312-1829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 SHOAL CREEK RD, WHITTIER, NC 28789-9727

Mortgage

Document Number	0021831841
Date	Mar 3, 2017
Book Page	2183/1841

Lender

Name	UNITED COMMUNITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$572.00	$150,530 Land $34,410 Building $116,120

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1990–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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