59 Cherokee Rd, Joppa, AL 35087 Property Records

Morgan County property record for 59 Cherokee Rd, Joppa, AL 35087

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,181 sqft · built 1991
Lot Size	2.6 acres (113,256 sqft)
Owner	Individual Name on Record
Last Sale	$272,000 (Sep 2021)
Tax Bill	$1,436 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-07-25-0-000-047.003`

Property Details

APN / Parcel Number

Primary APN	`21-07-25-0-000-047.003`
Alternative APNs	`437280` `45646`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,181 sqft Living Area
1st Floor Area	2,181 sqft
Upper Floors Area	3,659 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	113,256 sqft (2.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	437280
Street Address	59 CHEROKEE RD
City	JOPPA
State	AL
Zip	35087-6025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW COR OF SEC 25, T8S, R1W, TH N 632.94', TH E 1550.11' TO TPOB, TH NE 192.31' TH N 300.47', TH E ALG PAVED CO RD (CHE
Legal Range	1W
Legal Township	8S
Legal Section	25
Jurisdiction	MORGAN AL
Township / Civil Division	EVA
Census Block Group	2
Census Block	2082
Census Tract	5601

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	59 CHEROKEE RD, JOPPA, AL 35087-6025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit REDSTONE FCU
Sep 24, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 24, 2021	Warranty Deed, Transfer
Sep 24, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Sep 24, 2021 · Amount on Record
Deed Book / Page	2021 / 10084
Prior Transfer Date	Aug 30, 2021
Prior Transfer Doc	2021/10078
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	59 CHEROKEE RD, JOPPA, AL 35087-6025
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025/51206
Date	Dec 15, 2025
Book Page	2025/51206

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORGAN AL
Recording Date	Sep 24, 2021
Property Address	59 CHEROKEE RD, JOPPA, AL 35087-6025
Document Number	2021/10078
Book / Page	2021 / 10078
Instrument Date	Aug 30, 2021
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1004 TERRACE LAKE DR, GUNTERSVILLE, AL 35976-2954

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 CHEROKEE RD, JOPPA, AL 35087-6025

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Sep 24, 2021
Property Address	59 CHEROKEE RD, JOPPA, AL 35087-6025
Document Number	2021/10084
Book / Page	2021 / 10084
Instrument Date	Aug 30, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1004 TERRACE LAKE DR, GUNTERSVILLE, AL 35976-2954

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	59 CHEROKEE RD, JOPPA, AL 35087-6025

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Sep 24, 2021
Property Address	59 CHEROKEE RD, JOPPA, AL 35087-6025
Document Number	2021/10084
Book / Page	2021 / 10084
Instrument Date	Aug 30, 2021
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1004 TERRACE LAKE DR, GUNTERSVILLE, AL 35976-2954

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	59 CHEROKEE RD, JOPPA, AL 35087-6025

Mortgage

Document Number	0202153731
Date	Sep 24, 2021
Instrument	2021/53731

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,436.00	$39,840 (-) Land $2,280 Building $37,560	$398,400 (-) Land $22,800 Building $375,600
2024		$39,840 (-) Land $2,280 Building $37,560	$398,400 (-) Land $22,800 Building $375,600
2023	$1,436.00 Homeowner's exemption	$39,840 (-) Land $2,280 Building $37,560	$398,400 (-) Land $22,800 Building $375,600
2022	$1,436.00 Homeowner's exemption	$39,840 Land $2,280 Building $37,560	$398,400 Land $22,800 Building $375,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOPPA HULACO & RYAN WATER AUTHORITY serves 5,220 people · EPA ID AL0000409
Water Source	Purchased surface water from CITY OF ARAB, WATER WORKS BOARD OF THE
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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