140 Cherokee Rd, Joppa, AL 35087 Property Records

Morgan County property record for 140 Cherokee Rd, Joppa, AL 35087

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,040 sqft · built 1968
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$24,800 (Oct 2024)
Tax Bill	$43 (2025)
Deeds & Mortgages	Oct 2023 Sale May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-07-25-0-000-044.000`

Property Details

APN / Parcel Number

Primary APN	`21-07-25-0-000-044.000`
Alternative APNs	`567400` `45638`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Utility Building	630 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	567400
Street Address	140 CHEROKEE RD
City	JOPPA
State	AL
Zip	35087-6022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR BEG AT A POINT ON N R/W OF CHERT CO RD 1110' S E OF INTER OF SAID R/W WITH E R/W OF HWY 67 TH N'LY 875' S TH E 300' S TO
Legal Range	1W
Legal Township	8S
Legal Section	25
Jurisdiction	MORGAN AL
Township / Civil Division	EVA
Census Block Group	2
Census Block	2078
Census Tract	5601

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 CHEROKEE RD, JOPPA, AL 35087-6022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Warranty Deed, Transfer
May 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU
Sep 3, 2020	Administrator's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2024 · Amount on Record
Deed Sale	Oct 15, 2024 · Amount on Record
Prior Sale	Oct 2, 2023 · Amount on Record
Deed Book / Page	2024 / 8968
Prior Transfer Date	Sep 18, 2022
Prior Transfer Doc	02023/8758
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Oct 2, 2023
Property Address	140 CHEROKEE RD, JOPPA, AL 35087-6022
Document Number	02023/8758
Book / Page	2023 / 8758
Instrument Date	Sep 18, 2023
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53 CHEROKEE RD, JOPPA, AL 35087-6025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 CHEROKEE RD, JOPPA, AL 35087-6022

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	140 CHEROKEE RD, JOPPA, AL 35087-6022
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2017/13939
Date	May 9, 2017
Book Page	MTG2017/13939

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2032

September 2020: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	MORGAN AL
Recording Date	Sep 3, 2020
Property Address	140 CHEROKEE RD, JOPPA, AL 35087-6022
Document Number	2020/7948
Book / Page	2020 / 7948
Instrument Date	Sep 1, 2020
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 CAIN ST NE, 303, DECATUR, AL 35601-7808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1970 AUTUMN CREEK DR NE, ARAB, AL 35016-8306

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$43.00 (-50.57%) Homeowner's exemption	$23,480 (+1,924.14%) Land $3,860 Building $19,620	$11,600 (-) Land $11,600
2024	$87.00 (-89.44%)	$1,160 (-95.06%) Land $1,160	$11,600 (-95.06%) Land $11,600
2023	$824.00 Homeowner's exemption	$23,480 (-) Land $3,860 Building $19,620	$234,800 (-) Land $38,600 Building $196,200
2022	$824.00 Homeowner's exemption	$23,480 Land $3,860 Building $19,620	$234,800 Land $38,600 Building $196,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOPPA HULACO & RYAN WATER AUTHORITY serves 5,220 people · EPA ID AL0000409
Water Source	Purchased surface water from CITY OF ARAB, WATER WORKS BOARD OF THE
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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