59 Cabello St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 59 Cabello St, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,120 sqft · built 1994
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$128,800 (Aug 1999)
Tax Bill	$2,441 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`402305105003`

Property Details

APN / Parcel Number

Primary APN	`402305105003`
Alternative APNs	`00952621027000` `10004607847`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,120 sqft Living Area
Gross Area	2,839 sqft
1st Floor Area	2,120 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	9,600 sqft (0.22 acres)
Garage Type	Attached
Garage Area	399 sqft
Driveway	Driveway
Driveway Area	544 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	338 sqft
Porch	Enclosed/Screened Porch
Porch Area	320 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952621027000
Street Address	59 CABELLO ST
City	PUNTA GORDA
State	FL
Zip	33983-5206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC20 BLK595 LT10 985/772 1388/262&63 1395/108 1417/1555 1723/289 3101/887
Legal Range	23E
Legal Township	40S
Legal Section	05
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	595
Legal Lot Number	10
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3003
Census Tract	20103

Owner

Source: Charlotte County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	59 CABELLO ST, PUNTA GORDA, FL 33983-5206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION
Jan 4, 2018	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 1999 · Amount on Record
Deed Sale	Aug 4, 1999 · Amount on Record
Prior Sale	Aug 21, 1995 · Amount on Record
Deed Book / Page	1723 / 289
Prior Transfer Date	Apr 3, 1995
Prior Transfer Doc	1395000108
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 14, 2026
Property Address	59 CABELLO ST, PUNTA GORDA, FL 33983-5206
Document Number	0003633341
Instrument Date	Apr 8, 2026
Instrument	20263633341
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 CABELLO ST, PUNTA GORDA, FL 33983-5206

Mortgage

Document Number	0003633341,
Date	Apr 14, 2026
Instrument	20263633341

Lender

Name	SUNCOAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	59 CABELLO ST, PUNTA GORDA, FL 33983-5206
Document Number	0042721352
Book / Page	004272 / 001352
Instrument Date	Jan 4, 2018
Transaction Type	Mortgage
Record Updated	Feb 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	59 CABELLO ST PUNTA GORDA FL 339835206, PUNTA GORDA, FL 33983-5206

Mortgage

Document Number	0042721352
Date	Jan 12, 2018
Book Page	004272/001352
Instrument	2579196

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 11, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,441.00 (-25.6%) Homeowner's exemption	$201,854 (+5.99%)	$379,400 (+4.66%) Land $38,250 Building $341,150
2024	$3,281.00 (+1.08%)
2023	$3,246.00 (+7.63%) Homeowner's exemption	$190,451 (+3%)	$362,519 (-1.88%) Land $38,000 Building $324,519
2022	$3,016.00 Homeowner's exemption	$184,904	$369,468 Land $27,200 Building $342,268

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	6 (1995–2022)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Ripple Fiber, Verizon.

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