Charlotte County property record for 47 Cabello St, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,000 sqft · built 2018 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100 (Dec 2021) |
| Tax Bill | $3,743 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 402305105005 |
| Primary APN | 402305105005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,000 sqft Living Area |
| Gross Area | 2,567 sqft |
| 1st Floor Area | 2,000 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 167 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952621027206 |
|---|---|
| Street Address | 47 CABELLO ST |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-5206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PUNTA GORDA ISLES SEC20 BLK595 LT12 837/1662-73 930/678 1120/174 AFF2217/1122-MS 2217/1125 2637/844 2637/846 2678/661 CD4047/899 4224/842 4346/179 4896/774 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 05 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 595 |
| Legal Lot Number | 12 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20103 |
Source: Charlotte County records · APN 402305105005
Assessment roll updated November 19, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 47 CABELLO ST, PUNTA GORDA, FL 33983-5206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Dec 20, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC |
| Sep 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Aug 08, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage CALIBER HM LOANS |
| Aug 14, 2017 | Deed of Trust, Mortgage STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Jul 31, 2017 | Grant Deed, Transfer STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 20, 2021 · Amount on Record |
| Deed Sale | Dec 20, 2021 · Amount on Record |
| Prior Sale | Aug 08, 2018 · Amount on Record |
| Deed Document Number | 20213036270 |
| Deed Book / Page | 4896 / 774 |
| Prior Transfer Date | Oct 19, 2021 |
| Prior Transfer Doc | 0048960774 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 20, 2021 |
| Property Address | 47 CABELLO ST, PUNTA GORDA, FL 33983-5206 |
| Document Number | 0048960774 |
| Book / Page | 4896 / 774 |
| Map Reference | MB 11 PG 2A-2Z-42 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 3036270 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47 CABELLO ST, PUNTA GORDA, FL 33983-5206 |
| Document Number | 0004896776 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 4896/776 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 47 CABELLO ST, PUNTA GORDA, FL 33983-5206 |
| Document Number | 0044910060 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 47 CABELLO ST PUNTA GORDA FL 339835206, PUNTA GORDA, FL 33983-5206 |
| Document Number | 0044910060 |
|---|---|
| Date | Oct 07, 2019 |
| Book Page | 004491/000060 |
| Instrument | 2749721 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 06, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Aug 08, 2018 |
| Property Address | 47 CABELLO ST, PUNTA GORDA, FL 33983-5206 |
| Document Number | 0043460179 |
| Book / Page | 004346 / 000179 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 2636312 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | STEEL CITY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,521.31 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 47 CABELLO ST PUNTA GORDA FL 33983, PUNTA GORDA, FL 33983 |
| Document Number | 43460180 |
|---|---|
| Date | Aug 08, 2018 |
| Book Page | 004346/000180 |
| Instrument | 2636313 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 07, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 47 CABELLO ST, PUNTA GORDA, FL 33983-5206 |
| Document Number | 0042320099 |
| Instrument Date | Aug 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1383 ROUTE 30 CLINTON PA 150261743, CLINTON, PA 15026-1743 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 31, 2017 |
| Property Address | 47 CABELLO ST, PUNTA GORDA, FL 33983-5206 |
| Document Number | 0042240842 |
| Book / Page | 004224 / 000842 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 2542017 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2017 |
| Title Company | STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $147.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9416 CAMDEN FIELD PKWY RIVERVIEW FL 335780519, RIVERVIEW, FL 33578-0519 |
Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,743.00 (-29.97%) Homeowner's exemption | $288,134 (+13.18%) Land $38,250 Building $249,884 | $288,134 (-14.88%) Land $38,250 Building $249,884 |
| 2024 | $5,345.00 (-3.8%) | ||
| 2023 | $5,556.00 (+12.47%) | $254,574 (-19.39%) | $338,499 (+7.18%) Land $38,000 Building $300,499 |
| 2022 | $4,940.00 | $315,825 Land $27,200 Building $288,625 | $315,825 Land $27,200 Building $288,625 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150201033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 6 (1995–2022) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 178 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Lumen Technologies, Ripple Fiber, Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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