59 Aintree Rd, Saint Charles, IL 60174 Property Records

Kane County property record for 59 Aintree Rd, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,854 sqft · built 1989
Lot Size	4.25 acres (185,130 sqft)
Owner	2 Company Names on Record
Last Sale	$1,200,000 (Aug 2005)
Tax Bill	$33,949 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-23-100-024`

Property Details

APN / Parcel Number

Primary APN	`09-23-100-024`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	5,854 sqft Living Area
1st Floor Area	5,854 sqft
Basement Area	5,854 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	185,130 sqft
Garage Type	Attached
Garage Area	1,400 sqft
Parking Spaces	5 Parking Spaces
Pool Area	639 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	59 AINTREE RD
City	SAINT CHARLES
State	IL
Zip	60174-5722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AINTREE SUB LOT 1
Legal Subdivision	AINTREE SUB
Legal Block	1
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1001
Census Tract	852005

Owner

Source: Kane County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	59 AINTREE RD, SAINT CHARLES, IL 60174-5722
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Dec 22, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage BMO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2005 · Amount on Record
Deed Sale	Aug 15, 2005 · Amount on Record
Deed Document Number	200594640
Last Transfer Date	Dec 11, 2025
Transfer Doc	0000050698
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	59 AINTREE RD, ST CHARLES, IL 60174-5722
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050700
Date	Dec 22, 2025
Instrument	2025K050700

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.79%
Change Frequency	Monthly

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Dec 22, 2025
Property Address	59 AINTREE RD, ST CHARLES, IL 60174-5722
Document Number	0000050698
Instrument Date	Dec 11, 2025
Instrument	2025K050698
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	59 AINTREE RD, ST CHARLES, IL 60174-5722

Mortgage

Document Number	0000050699
Date	Dec 22, 2025
Instrument	2025K050699

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33,949.00 (+2.69%) Homeowner's exemption	$492,063 (+8.53%) Land $112,119 Building $379,944	$1,476,780 (+8.53%) Land $336,492 Building $1,140,288
2024	$33,061.00 (+12.62%) Homeowner's exemption	$453,389 (+22.5%) Land $103,307 Building $350,082	$1,360,711 (+22.55%) Land $310,045 Building $1,050,666
2022	$29,355.00 (+3.94%) Homeowner's exemption	$370,120 (+4.91%) Land $100,297 Building $269,823	$1,110,360 (+4.91%) Land $300,891 Building $809,469
2021	$28,241.00 Homeowner's exemption	$352,798 Land $95,603 Building $257,195	$1,058,394 Land $286,809 Building $771,585

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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