41 Aintree Rd, Saint Charles, IL 60174 Property Records

Kane County property record for 41 Aintree Rd, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,614 sqft · built 1985
Lot Size	4.08 acres (178,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Aug 2018)
Tax Bill	$23,655 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`09-23-100-027`

Property Details

APN / Parcel Number

Primary APN	`09-23-100-027`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,614 sqft Living Area
Basement Area	1,752 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Type	Gable
Roof Material	Wood
Lot Area	178,160 sqft
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	41 AINTREE RD
City	SAINT CHARLES
State	IL
Zip	60174-5722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AINTREE - LOT 4
Legal Subdivision	AINTREE
Legal Block	1
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1024
Census Tract	852005

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 AINTREE RD, SAINT CHARLES, IL 60174-5722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Jul 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF OMAHA
Mar 17, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Feb 22, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 4, 2019	Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK OF OMAHA
Aug 30, 2019	Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK OF OMAHA
Jul 9, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Aug 8, 2018	Trustee's Deed, Foreclosure · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Aug 1, 2017	Loan Modification, Mortgage STC CAP BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2018 · Amount on Record
Deed Sale	Aug 8, 2018 · Amount on Record
Prior Sale	Mar 18, 2002 · Amount on Record
Deed Document Number	201838568
Prior Transfer Date	Aug 3, 2018
Prior Transfer Doc	0000038568
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	41 AINTREE RD, ST CHARLES, IL 60174-5722
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036939
Date	May 11, 2021
Instrument	2021K036939

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	41 AINTREE RD, ST CHARLES, IL 60174-5722
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055091
Date	Jul 19, 2021
Instrument	2021K055091

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	41 AINTREE RD, ST CHARLES, IL 60174-5722
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015127
Date	Mar 17, 2022
Instrument	2022K015127

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	18%

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Feb 22, 2024
Property Address	41 AINTREE RD, ST CHARLES, IL 60174-5722
Document Number	0000005773
Instrument Date	Feb 17, 2024
Instrument	2024K005773
Transaction Type	Transfer
Record Updated	Mar 1, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	41 AINTREE RD, SAINT CHARLES, IL 60174-5722

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	41 AINTREE RD, ST CHARLES, IL 60174-5722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004389
Date	Feb 4, 2019
Instrument	2019K004389

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	ARM
Amount	Amount Recorded
Term	355 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Max Rate	9.75%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	41 AINTREE RD, ST CHARLES, IL 60174-5722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040031
Date	Aug 30, 2019
Instrument	2019K040031

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	41 AINTREE RD, ST CHARLES, IL 60174-5722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036949
Date	Jul 9, 2020
Instrument	2020K036949

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	18%

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Aug 8, 2018
Property Address	41 AINTREE RD, ST CHARLES, IL 60174-5722
Document Number	0000038568
Instrument Date	Aug 3, 2018
Instrument	2018K038568
Transaction Type	Foreclosure
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	41 AINTREE RD, SAINT CHARLES, IL 60174-5722

Mortgage

Document Number	0000038569
Date	Aug 8, 2018
Instrument	2018K038569

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	41 AINTREE RD, ST CHARLES, IL 60174-5722
Document Number	0000046926
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	148 N WATER ST #403 BATAVIA IL 605102690, 403, BATAVIA, IL 60510-2690

Mortgage

Document Number	0000046926
Date	Sep 7, 2017
Instrument	46926

Lender

Name	STC CAP BK
Type	Mortgage Company
Address	SAINT CHARLES, IL 60174

Agreement

Term	24 Months
Due	Sep 6, 2019

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,655.00 (+22.4%)	$365,340 (+8.53%) Land $108,065 Building $257,275	$1,096,459 (+8.53%) Land $324,325 Building $772,134
2024		$336,626 (+37.19%) Land $99,572 Building $237,054	$1,010,282 (+37.25%) Land $298,836 Building $711,447
2022	$19,326.00 (+3.99%) Homeowner's exemption	$245,366 (+4.91%) Land $96,669 Building $148,697	$736,098 (+4.91%) Land $290,007 Building $446,091
2021	$18,585.00 Homeowner's exemption	$233,883 Land $92,145 Building $141,738	$701,649 Land $276,435 Building $425,214

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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