59 4th St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 59 4th St, Lowell, MA 01850

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,116 sqft · built 1900
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Oct 2021)
Tax Bill	$5,152 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M13715`

Property Details

APN / Parcel Number

Primary APN	`M13715`
Alternative APNs	`LOWE M:197 B:2410 L:59` `M:000197 T:M13715`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,116 sqft Living Area
Gross Area	3,596 sqft
1st Floor Area	1,700 sqft
Basement Area	1,274 sqft
Unfinished Basement	1,274 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	M13715
Street Address	59 4TH ST
City	LOWELL
State	MA
Zip	01850-2538
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	2410
Legal Lot Number	59
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3023
Census Tract	310200

Owner

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	59 4TH ST, LOWELL, MA 01850-2538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Oct 27, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Prior Sale	Aug 7, 2013 · Amount on Record
Deed Book / Page	36434 / 156
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	59 4TH ST, LOWELL, MA 01850-2538
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038153-151
Date	Oct 30, 2023
Book Page	38153/151
Instrument	32150

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2063

Interest

Rate Type	Adjustable Rate

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 27, 2021
Property Address	59 4TH ST, LOWELL, MA 01850-2538
Document Number	36434-156
Book / Page	36434 / 156
Instrument Date	Oct 27, 2021
Instrument	62856
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 4TH ST, LOWELL, MA 01850-2538

Mortgage

Document Number	62857
Date	Oct 27, 2021
Instrument	62857

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	036434-175
Date	Oct 27, 2021
Book Page	36434/175
Instrument	62858

Lender

Name	MASSACHUSETTS HOUSING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,152.00 (+10.77%)	$448,800 (+14.93%) Land $116,200 Building $332,600
2024	$4,651.00 (+7.51%)	$390,500 (+12.12%) Land $96,500 Building $294,000
2023	$4,326.00	$348,300 Land $84,000 Building $264,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,079 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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