55 4th St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 55 4th St, Lowell, MA 01850

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 1,636 sqft · built 1900
Lot Size	0.081 acres (3,554 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Sep 2018)
Tax Bill	$4,421 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C20275`

Property Details

APN / Parcel Number

Primary APN	`C20275`
Alternative APNs	`LOWE M:197 B:2410 L:55 U:55` `M:000197 T:C20275`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,636 sqft Living Area
Gross Area	1,937 sqft
1st Floor Area	1,377 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,554 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	C20275
Street Address	55 4TH ST
City	LOWELL
State	MA
Zip	01850-2538
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	TTF
Legal Subdivision	55 57 04 STREET CONDO
Legal Block	2410
Legal Lot Number	55
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3023
Census Tract	310200

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 4TH ST, LOWELL, MA 01850-2538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Sep 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Sep 27, 2018	Quit Claim Deed, Transfer · Commercial Mortgage LOWELL FIVE CENTS SAVINGS BANK
Aug 31, 2017	Quit Claim Deed, Transfer PARAMOUNT RES MTG GP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2018 · Amount on Record
Deed Sale	Sep 27, 2018 · Amount on Record
Prior Sale	Aug 31, 2017 · Amount on Record
Deed Book / Page	32444 / 195
Transfer Doc	032444-195
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	55 4TH ST, LOWELL, MA 01850-2538
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039930-121
Date	Mar 19, 2026
Book Page	39930/121
Instrument	8031

Lender

Name	HANSCOM FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	55 4TH ST, LOWELL, MA 01850-2538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34578-212
Date	Sep 2, 2020
Book Page	34578/212
Instrument	42183

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Sep 27, 2018
Property Address	55 4TH ST, LOWELL, MA 01850-2538
Document Number	32444-195
Book / Page	32444 / 195
Instrument	42529
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.93
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	324440197
Date	Sep 27, 2018
Instrument	32444/0197

Lender

Name	LOWELL FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Aug 31, 2017
Property Address	55 4TH ST, LOWELL, MA 01850-2538
Document Number	31429-267
Book / Page	31429 / 267
Instrument	38595
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 4TH ST, LOWELL, MA 01850-2538
Investor	Possibly a Property Investor

Mortgage

Document Number	314290270
Date	Aug 31, 2017
Instrument	31429/0270

Lender

Name	PARAMOUNT RES MTG GP

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,421.00 (+5.16%)	$389,500 (+6.36%) Building $389,500	$361,842 (+14.76%)
2025	$4,204.00 (+6.13%)	$366,200 (+10.1%) Building $366,200	$315,305 (+7.13%)
2024	$3,961.00 (+8.55%)	$332,600 (+13.21%) Building $332,600	$294,310
2023	$3,649.00	$293,800 Building $293,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,079 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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