5899 Cedar Tree Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5899 Cedar Tree Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,425 sqft · built 2020
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (May 2025)
Tax Bill	$2,174 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-2N-28-0000-01303-0000`

Property Details

APN / Parcel Number

Primary APN	`29-2N-28-0000-01303-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,425 sqft Heated Area
Gross Area	1,689 sqft
1st Floor Area	1,425 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	2,000 ft deep x 700 ft wide
Porch	Open Porch
Porch Area	64 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	292N280000013030000
Street Address	5899 CEDAR TREE DR
City	MILTON
State	FL
Zip	32570-8704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NEW PARCEL FOR 2019 PARCEL E: COM AT SE CORNER OF W 1/2 OF SECTION 29 TOWNSHIP 2 NORTH RANGE 28 WEST THN N88*49'15W ALONG S
Legal Range	28W
Legal Township	02N
Legal Section	29
Legal Subdivision	WEST
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	3
Census Block	3015
Census Tract	10504

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4968 BELL RIDGE LN APT 201, 201, MILTON, FL 32571-4606
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage · VA Mortgage HOMEFI CORP
Jun 8, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Feb 7, 2020	Grant Deed, Subdivision Related Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Jun 8, 2022 · Amount on Record
Deed Document Number	202523456
Deed Book / Page	4619 / 434
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5899 CEDAR TREE DR, MILTON, FL 32570-8704
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5899 CEDAR TREE DR, MILTON, FL 32570-8704

Mortgage

Document Number	0047051749
Date	Feb 5, 2026
Book Page	4705/1749
Instrument	202605869

Lender

Name	HOMEFI CORP
Type	Non-Lending Institution
Address	DESTIN, FL 32541

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 8, 2022
Property Address	5899 CEDAR TREE DR, MILTON, FL 32570-8704
Document Number	0042930790
Book / Page	4293 / 790
Instrument Date	Jun 8, 2022
Instrument	202234607
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	NOT AVAILABLE, TRADEWINDS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,869.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6642 TRAMMEL DR, MILTON, FL 32570-3320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5899 CEDAR TREE DR, MILTON, FL 32570-8704

Mortgage

Document Number	0004293793
Date	Jun 8, 2022
Instrument	4293/793

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

February 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 7, 2020
Property Address	5899 CEDAR TREE DR, MILTON, FL 32570-8704
Document Number	0039161980
Book / Page	003916 / 001980
Instrument Date	Feb 6, 2020
Instrument	6168
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,184.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8907 CEDAR TREE DR MILTON FL 32570, MILTON, FL 32570

Mortgage

Document Number	39161982
Date	Feb 7, 2020
Book Page	003916/001982
Instrument	6169

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,174.00 (-1.14%)	$181,516 (+0.48%) Land $16,000 Building $165,516	$181,516 (+0.48%) Land $16,000 Building $165,516
2023	$2,199.00 (+8.97%)	$180,645 (+6.39%) Land $16,000 Building $164,645	$180,645 (+6.39%) Land $16,000 Building $164,645
2022	$2,018.00	$169,800	$169,800 Land $16,000 Building $153,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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