5897 Cedar Tree Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5897 Cedar Tree Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,250 sqft · built 2020
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on File
Last Sale	$156,900 (Feb 2020)
Tax Bill	$2,123 (2024)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-2N-28-0000-01302-0000`

Property Details

APN / Parcel Number

Primary APN	`29-2N-28-0000-01302-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,250 sqft Heated Area
Gross Area	1,630 sqft
1st Floor Area	1,526 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	2,000 ft deep x 700 ft wide
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	292N280000013020000
Street Address	5897 CEDAR TREE DR
City	MILTON
State	FL
Zip	32570-8704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NEW PARCEL FOR 2019 PARCEL D: COM AT SE CORNER OF W 1/2 OF SECTION 29 TOWNSHIP 2 NORTH RANGE 28 WEST THN N88*49 '15W ALONG
Legal Range	28W
Legal Township	02N
Legal Section	29
Legal Subdivision	WEST
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	3
Census Block	3015
Census Tract	10504

Owner

Source: Santa Rosa County records · APN 29-2N-28-0000-01302-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5897 CEDAR TREE DR, MILTON, FL 32570-8704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 03, 2020 · Amount on Record
Deed Sale	Feb 03, 2020 · Amount on Record
Deed Document Number	202005225
Deed Book / Page	3915 / 107
Record Updated	Jun 08, 2026

February 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 03, 2020
Property Address	5897 CEDAR TREE DR, MILTON, FL 32570-8704
Document Number	0039150107
Book / Page	003915 / 000107
Instrument Date	Jan 31, 2020
Instrument	5225
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,098.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5901 CEDAR TREE DR MILTON FL 325708787, MILTON, FL 32570-8787

Mortgage

Document Number	39150109
Date	Feb 03, 2020
Book Page	003915/000109
Instrument	5226

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 02, 2050

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,123.00 (+0.28%)	$177,051 (+0.62%) Land $16,000 Building $161,051	$177,051 (+0.62%) Land $16,000 Building $161,051
2023	$2,117.00 (+6.17%)	$175,952 (+5.13%) Land $16,000 Building $159,952	$175,952 (+5.13%) Land $16,000 Building $159,952
2022	$1,994.00	$167,368	$167,368 Land $16,000 Building $151,368

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), as of November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130105043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force

Wildfire

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

Based on FCC filings for 116 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1570540, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.