5897 FM 2796, Gilmer, TX 75644 Property Records

Upshur County property record for 5897 FM 2796, Gilmer, TX 75644

Property Summary

Property Type	Rural Home
Details	2 ba · 5,168 sqft · built 2000
Lot Size	8 acres (348,480 sqft)
Owner	Individual Name on Record
Last Sale	$211,600 (Jul 2017)
Tax Bill	$2,787 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`168U-S02-000-077`

Property Details

APN / Parcel Number

Primary APN	`168U-S02-000-077`
Alternative APN	`2796`

Interior

Full Baths	2 Baths
Building Area	5,168 sqft Living Area
1st Floor Area	2,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Roof Material	Galvanized Metal
Lot Area	348,480 sqft (8 acres)
Garage Type	Detached
Garage Area	1,620 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	168U-S02-000-077
Street Address	5897 FM 2796
City	GILMER
State	TX
Zip	75644-6075
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A168 GOY, JOHN B,TRACT 77, 8.0 ACRES & HOUSE
Legal Subdivision	JOHN B SURVEY A-168
Legal Tract	77
Jurisdiction	UPSHUR TX
Township / Civil Division	BETTIE
Census Block Group	1
Census Block	1071
Census Tract	950200

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5897 FM 2796, GILMER, TX 75644-6075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit AUSTIN BANK TEXAS NA/GILMER
Jul 5, 2017	Vendor's Lien, Transfer · Seller Carry-Back BRENDA SHOOK ETUX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2017 · Amount on Record
Deed Sale	Jul 5, 2017 · Amount on Record
Deed Document Number	20174203
Deed Book / Page	1313 / 279
Prior Transfer Date	Jun 29, 2017
Prior Transfer Doc	001313/279
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Recording Date	Apr 29, 2026
Property Address	5897 FM 2796, GILMER, TX 75644-6075
Document Number	0000002831
Instrument Date	Apr 6, 2026
Instrument	20262831
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000002831,
Date	Apr 29, 2026
Instrument	20262831

Lender

Name	AUSTIN BANK TEXAS NA/GILMER

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

July 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Jul 5, 2017
Property Address	5897 FM 2796, GILMER, TX 75644-6075
Document Number	1313/279
Book / Page	1313 / 279
Instrument Date	Jun 29, 2017
Instrument	201704203
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6342 FM 593, 6342, GILMER, TX 75644-5800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5897 FM 2796, GILMER, TX 75644-6075

Mortgage

Document Number	201704204
Date	Jul 5, 2017
Instrument	201704204

Lender

Name	BRENDA SHOOK ETUX
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	239 Months
Due	Jun 28, 2037

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,787.00 (+105.23%) Homeowner's exemption	$227,860 (+1.85%) Land $47,360 Building $180,500	$227,860 (+1.85%) Land $47,360 Building $180,500
2025	$1,358.00 (-52.75%) Homeowner's exemption	$223,730 (+2.1%) Land $38,190 Building $185,540	$223,730 (-9.14%) Land $38,190 Building $185,540
2023		$219,132	$246,240 Land $26,900 Building $219,340
2022	$2,874.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BI COUNTY WSC 1 serves 12,777 people · EPA ID TX0320002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 2796

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