5891 Andover Rd, Troy, MI 48098 Property Records

Oakland County property record for 5891 Andover Rd, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,370 sqft · built 1971
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on Record
Last Sale$542,500 (Jan 2022)
Tax Bill$6,212 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jan 2022 Sale
Flood ZoneZone X (minimal risk)
APN88-20-07-126-001

Property Details

APN / Parcel Number

Primary APN88-20-07-126-001

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area3,370 sqft Living Area
1st Floor Area2,095 sqft
Basement Area1,573 sqft
Unfinished Basement2,095 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions135 ft deep x 115 ft wide
TerrainRolling
Garage Area588 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area798 sqft
PorchSlab
Porch Area115 sqft
Deck Area125 sqft
Patio Area125 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address5891 ANDOVER RD
CityTROY
StateMI
Zip48098-6202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionT2N, R11E, SEC 7 HICKORY HEIGHTS NORTH LOT 31
Legal Range11E
Legal Township2N
Legal Section7
Legal SubdivisionHICKORY HEIGHTS NORTH
Legal Lot Number31
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group4
Census Block4004
Census Tract196500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5891 ANDOVER RD, TROY, MI 48098-6202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 31, 2022Warranty Deed, Transfer
LIBERTY TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2022 · Amount on Record
Deed SaleJan 31, 2022 · Amount on Record
Deed Document Number2022308448
Deed Book / Page57379 / 199
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5891 ANDOVER RD, TROY, MI 48098-6202
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6440 COMMERCE RD, ORCHARD LAKE, MI 48324-2712

Mortgage

Document Number0000294633
DateJan 14, 2022
Book Page57293/349
Instrument294633
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJan 31, 2022
Property Address5891 ANDOVER RD, TROY, MI 48098-6202
Document Number0000308448
Book / Page57379 / 199
Map ReferenceLB 123 PG 22&23
Instrument DateDec 14, 2021
Instrument308448
Transaction TypeTransfer
Record UpdatedApr 5, 2022
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
Tax$4,068.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5891 ANDOVER RD, 5891, TROY, MI 48098-6202

Transferred To (Grantee/Buyer)

NameVerified Name
Address5891 ANDOVER RD, TROY, MI 48098-6202

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictBloomfield Hills School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,212.00 (-20.4%)
2023$384,480
2022$7,804.00$192,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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