Oakland County property record for 5791 Andover Rd, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,838 sqft · built 1969 |
| Lot Size | 1.68 acres (73,181 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $675,000 (Dec 2021) |
| Tax Bill | $10,403 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-07-126-014 |
| Primary APN | 88-20-07-126-014 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,838 sqft Living Area |
| 1st Floor Area | 2,294 sqft |
| Basement Area | 2,294 sqft |
| Finished Basement | 2,294 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 73,181 sqft (1.68 acres) |
| Terrain | Rolling |
| Garage Area | 764 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 60 sqft |
| Deck Area | 690 sqft |
| Patio Area | 690 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 5791 ANDOVER RD |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-2364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | T2N, R11E, SEC 7 MIDDLESEX COUNTRY HOME SITESPART OF LOT 11 & PART OF VACLAURIUM RD ALL DESC AS BEG AT PT DIST N 89-51-30 E |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 7 |
| Legal Subdivision | MIDDLESEX COUNTRY HOME SITES |
| Legal Lot Number | 11,25 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 196500 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5791 ANDOVER RD, TROY, MI 48098-2364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Nov 1, 2017 | Deed, Transfer · ARM CHEMICAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2021 · Amount on Record |
| Deed Sale | Dec 8, 2021 · Amount on Record |
| Prior Sale | Nov 1, 2017 · Amount on Record |
| Deed Document Number | 2021269724 |
| Deed Book / Page | 57151 / 550 |
| Prior Transfer Date | Jan 29, 2010 |
| Prior Transfer Doc | 0000051312 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5791 ANDOVER RD, TROY, MI 48098-2364 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5068 VILLAGE SQUARE CT, WEST BLOOMFIELD, MI 48322-3383 |
| Document Number | 0000303787 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 57351/19 |
| Instrument | 303787 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 8, 2021 |
| Property Address | 5791 ANDOVER RD, TROY, MI 48098-2364 |
| Document Number | 0000269724 |
| Book / Page | 57151 / 550 |
| Map Reference | LB 44 PG 12 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 269724 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | STERLING TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,062.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5791 ANDOVER RD, TROY, MI 48098-2364 |
| Name | Verified Name |
|---|---|
| Address | 5791 ANDOVER RD, TROY, MI 48098-2364 |
| Document Number | 0005735119 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 57351/19 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5791 ANDOVER RD, TROY, MI 48098-2364 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 5791 ANDOVER RD, TROY, MI 48098-2364 |
| Document Number | 0000224285 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 55072/841 |
| Instrument | 224285 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 1, 2017 |
| Property Address | 5791 ANDOVER RD, TROY, MI 48098-2364 |
| Document Number | 0000202864 |
| Book / Page | 51244 / 00456 |
| Map Reference | LB 44 PG 12 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 202864 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,160.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27400 NORTHWESTERN HWY, 27400, SOUTHFIELD, MI 48034-4724 |
| Name | Verified Name |
|---|---|
| Address | 5791 ANDOVER RD, TROY, MI 48098-2364 |
| Document Number | 0000202865 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 202865 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 27.5% |
| Max Rate At Change | 5.37% |
| Index | 1-Year CMT |
| Max Rate | 9.37% |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Bloomfield Hills School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,403.00 (-3.22%) | ||
| 2023 | $606,420 | ||
| 2022 | $10,749.00 | $303,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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