589 Sessions Rd, Elgin, SC 29045 Property Records

Kershaw County property record for 589 Sessions Rd, Elgin, SC 29045

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	13.1 acres (571,072 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Feb 2026)
Tax Bill	$144 (2025)
Deeds & Mortgages	May 2026 Construction Loan Feb 2026 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`306-00-00-033`

Property Details

APN / Parcel Number

Primary APN	`306-00-00-033`
Alternative APNs	`0306 00 00 0330` `6225`

Exterior

Lot Area	571,072 sqft (13.1 acres)

Location & Zoning

Account Number	6225
Street Address	589 SESSIONS RD
City	ELGIN
State	SC
Zip	29045-8990
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	RD1
Legal Description	T/O
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1010
Census Tract	970909

Owner

Source: Kershaw County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 RAINIER CT, ELGIN, SC 29045-8465
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK
Feb 11, 2026	Warranty Deed, Transfer
Feb 13, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Prior Sale	Nov 3, 2021 · Amount on Record
Deed Document Number	20261308
Deed Book / Page	5524 / 289
Prior Transfer Date	Feb 9, 2026
Prior Transfer Doc	0020261420
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Recording Date	May 12, 2026
Property Address	589 SESSIONS RD, ELGIN, SC 29045-8990
Document Number	0000004428
Book / Page	5587 / 62
Instrument Date	May 12, 2026
Instrument	20264428
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 RAINIER CT, ELGIN, SC 29045-8465

Mortgage

Document Number	0000004428,
Date	May 12, 2026
Book Page	5587/62
Instrument	20264428

Lender

Name	AMERIS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Feb 11, 2026
Property Address	589 SESSIONS RD, ELGIN, SC 29045-8990
Document Number	0020261308
Book / Page	5524 / 289
Instrument Date	Feb 9, 2026
Instrument	2026-1308
Transaction Type	Transfer
Record Updated	Feb 25, 2026

Transaction

Amount	Amount Recorded
Tax	$338.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 RAINIER CT, ELGIN, SC 29045-8465

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERSHAW SC
Recording Date	Feb 13, 2026
Property Address	589 SESSIONS RD, ELGIN, SC 29045-8990
Document Number	0020261420
Book / Page	5526 / 291
Map Reference	VOL D124 PG 8B
Instrument Date	Feb 9, 2026
Instrument	2026-1420
Transaction Type	Transfer
Record Updated	Feb 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 RAINIER CT, ELGIN, SC 29045-8465

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$144.00 (-89.48%)	$8,200 (-) Land $8,200	$92,996 (-)
2023	$1,369.00	$8,200 Land $8,200	$92,996

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 75% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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