443 Sessions Rd, Elgin, SC 29045 Property Records

Kershaw County property record for 443 Sessions Rd, Elgin, SC 29045 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3,033 sqft · built 2000
Lot Size	6.5 acres (283,140 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Dec 2025)
Tax Bill	$1,234 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`306-00-00-061`

Property Details

APN / Parcel Number

Primary APN	`306-00-00-061`
Alternative APNs	`0306 00 00 0610` `7110`

Interior

Stories	1 Story
Building Area	3,033 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Vinyl
Lot Area	283,140 sqft (6.5 acres)
Garage Type	Attached
Garage Area	600 sqft
Porch	Porch
Porch Area	398 sqft
Deck Area	180 sqft

Location & Zoning

Account Number	7110
Old Parcel Number	0306 00 00 0610
Street Address	443 SESSIONS RD
City	ELGIN
State	SC
Zip	29045-8511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	859-220 SESSIONS RD
Legal Subdivision	KEITH T BENGGIO & LEESA M BENG
Legal Lot Number	9
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	970909

Owner

Source: Kershaw County records · APN 306-00-00-061

Assessment roll updated September 13, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	443 SESSIONS RD, ELGIN, SC 29045-8511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Deed Document Number	2025-11066
Deed Book / Page	5498 / 184
Record Updated	Jun 08, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Dec 30, 2025
Property Address	443 SESSIONS RD, ELGIN, SC 29045-8511
Document Number	0202511066
Book / Page	5498 / 184
Map Reference	MB A-188 PG 7
Instrument Date	Dec 19, 2025
Instrument	2025-11066
Transaction Type	Transfer
Record Updated	Feb 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.00
Amount Accuracy	Verified / From Affidavit
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	443 SESSIONS RD, ELGIN, SC 29045-8511

Mortgage

Document Number	0202511067
Date	Dec 30, 2025
Instrument	2025-11067

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,234.00 (+903.25%)	$192,100 (-0.05%) Land $10,700 Building $181,400	$232,650 (-0.04%)
2023	$123.00	$192,200 Land $10,700 Building $181,500	$232,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450559709091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force 6 of 7 on primary residences

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 76% of South Carolina
Wildfire Likelihood	About 1 in 719 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.