589 Ponder Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 589 Ponder Rd, Mill Spring, NC 28756

Property Summary

Property Type	Other Improved
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$634 (2026)
Deeds & Mortgages	May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`P104-11`

Property Details

APN / Parcel Number

Primary APN	`P104-11`
Alternative APN	`56051`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	56051
Street Address	589 PONDER RD
City	MILL SPRING
State	NC
Zip	28756-5705
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	OPEN
Legal Description	400, 400 400 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1015
Census Tract	920202

Owner

589 Ponder Rd is owned and occupied by an individual who acquired it in May 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	589 PONDER RD, MILL SPRING, NC 28756-5705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 1997
Deed Sale	Dec 31, 1997
Deed Book / Page	200 / 1800
Last Transfer Date	May 18, 2018
Transfer Doc	00433/1168
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	May 18, 2018
Property Address	589 PONDER RD, MILL SPRING, NC 28756-5705
Document Number	00433/1168
Book / Page	433 / 1168
Instrument Date	May 18, 2018
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 RACEWAY DR, MILL SPRING, NC 28756-0109

Tax Assessment & Valuation

The 2026 property tax bill for 589 Ponder Rd was $634.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$634.00	$124,351 (-) Land $39,250 Building $85,101	$124,351 (-) Land $39,250 Building $85,101
2025	$634.00	$124,351 Land $39,250 Building $85,101	$124,351 Land $39,250 Building $85,101
2023	$634.00	$99,124 Land $30,000 Building $69,124
2021			$99,124 Land $30,000 Building $69,124

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 589 Ponder Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 589 Ponder Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20