1097 Ponder Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 1097 Ponder Rd, Mill Spring, NC 28756

Property Summary

Property Type	Other Improved
Details	2 bd · 2 ba · 1,680 sqft · built 2018
Lot Size	47.7 acres (2,081,297 sqft)
Owner	2 Individual Names on Record
Last Sale	$36,000 (Mar 2026)
Tax Bill	$3,506 (2025)
Deeds & Mortgages	Mar 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`P104-56`

Property Details

APN / Parcel Number

Primary APN	`P104-56`
Alternative APN	`29475`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,680 sqft Finished Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	2,081,297 sqft (47.7 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	29475
Street Address	1097 PONDER RD
City	MILL SPRING
State	NC
Zip	28756-5702
Property Category	Other
Property Type	Other > Other Improved
Legal Description	41.82, 400 400 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1016
Census Tract	920202

Owner

Source: Polk County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 MOUNTAIN PL, HENDERSONVILLE, NC 28791-1554
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Deed Document Number	2026
Deed Book / Page	498 / 369
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 13, 2026
Property Address	1097 PONDER RD, MILL SPRING, NC 28756-5702
Document Number	000498/369
Book / Page	498 / 369
Instrument Date	Mar 12, 2026
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Amount	Amount Recorded
Tax	$72.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1097 PONDER RD, MILL SPRING, NC 28756-5702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 MOUNTAIN PL, HENDERSONVILLE, NC 28791-1554

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,506.00 (+41.66%)	$686,987 (+77.56%) Land $462,715 Building $224,272	$686,987 (+77.56%) Land $462,715 Building $224,272
2023	$2,475.00	$386,915 Land $258,900 Building $128,015
2021			$386,915 Land $258,900 Building $128,015

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20