589 Ella Dr, Shepherdstown, WV 25443 Property Records

Jefferson County property record for 589 Ella Dr, Shepherdstown, WV 25443

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,658 sqft · built 2006
Lot Size3.2 acres (139,392 sqft)
OwnerIndividual Name on Record
Last Sale$299,000 (Jan 2019)
Tax Bill$2,656 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-2-0053.0000

Property Details

APN / Parcel Number

Primary APN09-2-0053.0000
Alternative APN
  • 19-09-2-0053.0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,658 sqft Living Area
1st Floor Area2,170 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area139,392 sqft (3.2 acres)
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address589 ELLA DR
CitySHEPHERDSTOWN
StateWV
Zip25443-4293
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 38 LEISURE ACRES (3.2AC)
Legal SubdivisionLEISURE ACRES SUBDIVISION
Legal Lot Number38
JurisdictionJEFFERSON WV
Township / Civil DivisionSHEPHERDSTOWN
Census Block Group3
Census Block3008
Census Tract972201

Owner

Source: Jefferson County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address589 ELLA DR, SHEPHERDSTOWN, WV 25443-4293
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2019 · Amount on Record
Deed SaleJan 16, 2019 · Amount on Record
Prior SaleMay 2, 2013 · Amount on Record
Deed Document Number2019645
Deed Book / Page1218 / 195
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WV
Property Address589 ELLA DR, SHEPHERDSTOWN, WV 25443-4293
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address589 ELLA DR, SHEPHERDSTOWN, WV 25443-4293

Mortgage

Document Number002391/300
DateJul 9, 2021
Book Page2391/300
Instrument202100011653
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term337 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,656.00 (+5.61%) Homeowner's exemption$248,600 (+5.61%) Land $81,000 Building $167,600$414,400 (+5.61%) Land $135,000 Building $279,400
2023$2,515.00 (+3.75%) Homeowner's exemption$235,400 (+15.68%) Land $81,000 Building $154,400$392,400 (+15.68%) Land $135,000 Building $257,400
2022$2,424.00$203,500 Land $68,600 Building $134,900$339,200 Land $114,300 Building $224,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ella Dr

Nearby Streets

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