Hamilton County property record for 589 Chapelacres Ct, Cincinnati, OH 45233
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,614 sqft · built 1970 |
| Lot Size | 0.338 acres (14,723 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (May 2012) |
| Tax Bill | $6,182 (2025) |
| Deeds & Mortgages | May 2022 Mortgage May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0100-0407-00 |
| Primary APN | 540-0100-0407-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,614 sqft Living Area |
| Gross Area | 4,282 sqft |
| 1st Floor Area | 1,210 sqft |
| 2nd Floor Area | 1,404 sqft |
| Basement Area | 1,140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 14,723 sqft (0.338 acres) |
| Lot Dimensions | 235 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 75 sqft |
| Patio Area | 495 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 589 CHAPELACRES CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45233-4702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B2 |
| Legal Description | CHAPELACRES CT 70 X 235.93 IRR LOT 49 CHAPEL HILL SUB BLK B |
| Legal Subdivision | CHAPEL HILL SUB |
| Legal Block | B |
| Legal Lot Number | 49 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21302 |
589 Chapelacres Ct is owned and occupied by two individuals who bought it in May 2012.
Source: Hamilton County records, as of June 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 589 CHAPELACRES CT, CINCINNATI, OH 45233-4702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · ARM THIRD FSLA OF CLEVELAND |
| May 17, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Nov 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU |
| Jul 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2012 · Amount on File |
| Deed Sale | May 14, 2012 · Amount on File |
| Prior Sale | Oct 21, 2011 · Amount on File |
| Deed Document Number | 201261043 |
| Deed Book / Page | 12016 / 1603 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 589 CHAPELACRES CT, CINCINNATI, OH 45233-4702 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | THIRD CAPITAL TTL CINCINNATI |
| Name | Verified Name |
|---|
| Document Number | 0000047257 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 14665/2084 |
| Instrument | 2022-0047257 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.99% |
| Index | Prime Rate |
| Max Rate | 8.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 589 CHAPELACRES CT, CINCINNATI, OH 45233-4702 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000049188 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 14669/1609 |
| Instrument | 2022-0049188 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 5, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 589 CHAPELACRES CT, CINCINNATI, OH 45233-4702 |
| Document Number | 0000103032 |
| Instrument Date | Nov 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 589 CHAPELACRES CT CINCINNATI OH 452334702, CINCINNATI, OH 45233-4702 |
| Document Number | 0000103032 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 014049/001005 |
| Instrument | 103032 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 20, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 589 CHAPELACRES CT, CINCINNATI, OH 45233-4702 |
| Document Number | 0000066982 |
| Instrument Date | Jul 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 589 CHAPELACRES CT CINCINNATI OH 452334702, CINCINNATI, OH 45233-4702 |
| Document Number | 0000066982 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 013722/001058 |
| Instrument | 66982 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 31, 2048 |
The 2025 property tax bill for 589 Chapelacres Ct was $6,182, up 2.4% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,182.00 (+2.42%) | $103,992 (-) Land $13,447 Building $90,545 | $297,120 Land $38,420 Building $258,700 |
| 2024 | $6,036.00 (-0.25%) | $103,992 (-) Land $13,447 Building $90,545 | |
| 2023 | $6,051.00 (+19.51%) | $103,992 (+34.36%) Land $13,447 Building $90,545 | $297,120 Land $38,420 Building $258,700 |
| 2022 | $5,063.00 Homeowner's exemption | $77,396 Land $13,542 Building $63,854 | |
| 2020 | $221,130 Land $38,690 Building $182,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 589 Chapelacres Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 589 Chapelacres Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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