Hamilton County property record for 586 Chapelacres Ct, Cincinnati, OH 45233
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,974 sqft · built 1972 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Jun 2025) |
| Tax Bill | $5,258 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0100-0401-00 |
| Primary APN | 540-0100-0401-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,974 sqft Living Area |
| Gross Area | 3,180 sqft |
| 1st Floor Area | 1,106 sqft |
| 2nd Floor Area | 868 sqft |
| Basement Area | 806 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 8,059 sqft (0.185 acres) |
| Lot Dimensions | 127 ft deep x 68.1 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 124 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 586 CHAPELACRES CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45233-4701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B2 |
| Legal Description | CHAPELACRES CT 68.12 X 127.41 IRR LOT 43 CHAPEL HILL SUB |
| Legal Subdivision | CHAPEL HILL SUB |
| Legal Lot Number | 43 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21302 |
Source: Hamilton County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 586 CHAPELACRES CT, CINCINNATI, OH 45233-4701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Jun 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2025 · Amount on Record |
| Deed Sale | Jun 26, 2025 · Amount on Record |
| Prior Sale | Oct 7, 2015 · Amount on Record |
| Deed Document Number | 202548319 |
| Deed Book / Page | 15445 / 2772 |
| Prior Transfer Date | Feb 18, 2015 |
| Prior Transfer Doc | 0000000040 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 16, 2026 |
| Property Address | 586 CHAPELACRES CT, CINCINNATI, OH 45233-4701 |
| Document Number | 0000028674 |
| Book / Page | 15646 / 737 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202628674 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 586 CHAPELACRES CT, CINCINNATI, OH 45233-4701 |
| Document Number | 0000028674, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 15646/737 |
| Instrument | 202628674 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 586 CHAPELACRES CT, CINCINNATI, OH 45233-4701 |
| Document Number | 0000054716 |
| Instrument Date | Jun 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 586 CHAPELACRES CT CINCINNATI OH 452334701, CINCINNATI, OH 45233-4701 |
| Document Number | 0000054716 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 014186/002248 |
| Instrument | 54716 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 9, 2040 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,258.00 (+2.36%) | $88,400 (-) Land $10,836 Building $77,564 | $252,570 (-) Land $30,960 Building $221,610 |
| 2024 | $5,137.00 (-0.21%) | $88,400 (-) Land $10,836 Building $77,564 | |
| 2023 | $5,148.00 (+10.8%) | $88,400 (+24.56%) Land $10,836 Building $77,564 | $252,570 (+24.56%) Land $30,960 Building $221,610 |
| 2022 | $4,646.00 Homeowner's exemption | $70,970 Land $10,910 Building $60,060 | |
| 2020 | $202,770 Land $31,170 Building $171,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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