58894 River Heights Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58894 River Heights Dr, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,344 sqft
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Tax Bill	$996 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-016-020-10`

Property Details

APN / Parcel Number

Primary APN	`009-016-020-10`

Interior

Full Baths	1 Bath
Building Area	1,344 sqft Building Perimeter
1st Floor Area	1,344 sqft

Exterior

Architectural Style	Mobile Home
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	157 ft deep x 132 ft wide

Location & Zoning

Street Address	58894 RIVER HEIGHTS DR
City	THREE RIVERS
State	MI
Zip	49093-9328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 488.60 FT N & 619.70 FT E OF S 1/4 COR SEC 16 T6S R11W AS POB TH S 47D 33M W 132.30 FT TH N 42D 27M W 157.79 FT M/L TO ST
Legal Range	11W
Legal Township	06S
Legal Section	16
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1030
Census Tract	41200

Owner

58894 River Heights Dr is owned and occupied by two individuals who acquired it in December 2000.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	58894 RIVER HEIGHTS DR, THREE RIVERS, MI 49093-9328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARBOR FINANCIAL CU
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage ARBOR FINANCIAL CU
Apr 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2000
Deed Sale	Dec 20, 2000
Prior Sale	Feb 25, 2000
Deed Book / Page	969 / 986
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58894 RIVER HEIGHTS DR, THREE RIVERS, MI 49093-9328
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58894 RIVER HEIGHTS DR, THREE RIVERS, MI 49093-9328

Mortgage

Document Number	2020001353
Date	May 7, 2020
Instrument	2020001353

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2040

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58894 RIVER HEIGHTS DR, THREE RIVERS, MI 49093-9328
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58894 RIVER HEIGHTS DR, THREE RIVERS, MI 49093-9328

Mortgage

Document Number	2022002753
Date	Mar 31, 2022
Instrument	2022002753

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58894 RIVER HEIGHTS DR, THREE RIVERS, MI 49093-9328
Transaction Type	Mortgage
Record Updated	May 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1953/0660
Date	Apr 5, 2019
Book Page	1953/0660

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 58894 River Heights Dr was $996 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,300 Land $21,300 Building $36,000	$114,600 Land $42,600 Building $72,000
2025	$996.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 58894 River Heights Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 58894 River Heights Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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