58864 River Heights Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58864 River Heights Dr, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,240 sqft · built 1950
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jul 2026)
Tax Bill	$1,394 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-050-003-00`

Property Details

APN / Parcel Number

Primary APN	`009-050-003-00`

Interior

Full Baths	1 Bath
Building Area	1,240 sqft Building Perimeter
1st Floor Area	1,240 sqft
Basement Area	1,240 sqft
Unfinished Basement	1,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	152 ft deep x 186 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	58864 RIVER HEIGHTS DR
City	THREE RIVERS
State	MI
Zip	49093-9328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM S 1/4 COR SEC 16 T6S R11W TH E 619.7 FT TH N 488.6 FT TH N 47D 33M E 60 FT TO POB TH N 47D 33M E 180 FT TH N 42D 27M W TO
Legal Range	11W
Legal Township	06S
Legal Section	16
Legal Subdivision	BERGERS UNREC PLAT
Legal Lot Number	2-4
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1030
Census Tract	41200

Owner

Source: St. Joseph County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	66139 GREY LAKE RD, STURGIS, MI 49091-9141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUST COMPANY
Feb 2, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jun 28, 2018	Warranty Deed, Construction Loan · Construction Mortgage MERCANTILE BANK OF MICHIGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Jun 28, 2018 · Amount on Record
Deed Document Number	20265419
Prior Transfer Date	Aug 26, 2014
Prior Transfer Doc	1756/0139
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 6, 2026
Property Address	58864 RIVER HEIGHTS DR, THREE RIVERS, MI 49093-9328
Document Number	0000005419
Instrument Date	Jul 2, 2026
Instrument	20265419
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66139 GREY LAKE RD, STURGIS, MI 49091-9141

Mortgage

Document Number	0000005420,
Date	Jul 6, 2026
Instrument	20265420

Lender

Name	TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58864 RIVER HEIGHTS DR, THREE RIVERS, MI 49093-9328
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021001013
Date	Feb 2, 2021
Instrument	2021001013

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

June 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 28, 2018
Property Address	58864 RIVER HEIGHTS DR, THREE RIVERS, MI 49093-9328
Document Number	01921/0419
Book / Page	1921 / 0419
Instrument Date	Jun 18, 2018
Transaction Type	Construction Loan
Record Updated	Jul 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$619.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7191 NORWOOD DR, DELTON, MI 49046-7834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7628 GLENOAK PKWY, FORT WAYNE, IN 46815-6501

Mortgage

Document Number	0001921136
Date	Jun 28, 2018
Instrument	1921/136

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,700 (-0.62%) Land $42,800 Building $52,900	$191,400 (-0.62%) Land $85,600 Building $105,800
2025	$1,394.00 Homeowner's exemption	$96,300 (+39.97%) Land $42,800 Building $53,500	$192,600 (+39.97%) Land $85,600 Building $107,000
2023		$68,800 Land $26,800 Building $42,000	$137,600 Land $53,600 Building $84,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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