5885 Barr Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 5885 Barr Rd, Ferndale, WA 98248

Property Summary

Property Type	Farm - Crops
Details	3 bd · 5 ba · 3,117 sqft · built 2018
Lot Size	10.7 acres (468,270 sqft)
Owner	2 Individual Names on File
Last Sale	$154,000 (Aug 2015)
Tax Bill	$7,669 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`523139`

Property Details

APN / Parcel Number

Primary APN	`523139`
Alternative APNs	`390123 190185 0000` `87863`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,117 sqft Total Area
1st Floor Area	2,025 sqft
2nd Floor Area	1,092 sqft
Upper Floors Area	312 sqft
Attic	Attic
Attic Area	158 sqft
Game Room	Game Room
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2018
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	468,270 sqft (10.7 acres)
Garage Type	Detached
Garage Area	1,320 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	464 sqft
Deck Area	30 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	523139
Street Address	5885 BARR RD
City	FERNDALE
State	WA
Zip	98248-9646
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Crops
Local Zoning Code	R5A
Legal Description	LOT 2 FOSSIL BAY SHORT PLAT AS REC AF 2090202798
Legal Range	01
Legal Township	39
Legal Section	23
Legal Subdivision	BAY SHORT PLAT
Legal Lot Number	2
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2006
Census Tract	10503

Owner

5885 Barr Rd, an agricultural property, is owned and occupied by two individuals who bought it in August 2015.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5885 BARR RD, FERNDALE, WA 98248-9646
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK
Mar 7, 2017	Loan Modification, Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2015 · Amount on File
Deed Sale	Aug 12, 2015 · Amount on File
Deed Document Number	2150801257
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5885 BARR RD, FERNDALE, WA 98248-9646
Document Number	2201005683
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5885 BARR RD FERNDALE WA 982489646, FERNDALE, WA 98248-9646

Mortgage

Document Number	2201005683
Date	Oct 30, 2020
Instrument	1005683

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2050

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHATCOM WA
Property Address	5885 BARR RD, FERNDALE, WA 98248-9646
Document Number	2170301335
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5885 BARR RD FERNDALE WA 982489646, FERNDALE, WA 98248-9646

Mortgage

Document Number	2170301335
Date	Mar 13, 2017
Instrument	301335

Lender

Name	PEOPLES BK
Type	Bank
Address	LYNDEN, WA 98264

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 5885 Barr Rd was $7,669, down 0.3% from the year before.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,669.00 (-0.29%)	$984,716 (-0.29%) Land $288,660 Building $696,056	$1,090,947 (-1.87%) Land $394,891 Building $696,056
2024	$7,691.00	$987,545 Land $318,260 Building $669,285	$1,111,789 Land $442,504 Building $669,285
2022		$742,471 Land $58,914 Building $683,557	$975,733 Land $292,176 Building $683,557
2021	$5,059.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5885 Barr Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5885 Barr Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000

May also be available: Xfinity.

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