5838 Barr Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 5838 Barr Rd, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,958 sqft · built 1991
Lot Size	4.84 acres (211,266 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Oct 1997)
Tax Bill	$2,480 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`115736`

Property Details

APN / Parcel Number

Primary APN	`115736`
Alternative APNs	`390123 288170 0000` `87892`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,958 sqft Living Area
1st Floor Area	3,298 sqft
2nd Floor Area	660 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Other
Lot Area	211,266 sqft (4.84 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	115736
Street Address	5838 BARR RD
City	FERNDALE
State	WA
Zip	98248-9646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	LOT 1 ADAIR SHORT PLAT AS REC BOOK 18 SHORT PLATS PG 10
Legal Range	01
Legal Township	39
Legal Section	23
Legal Subdivision	ADAIR SHORT PLAT
Legal Lot Number	1
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2014
Census Tract	10503

Owner

5838 Barr Rd is owned and occupied by an individual who acquired it in December 2022.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	5838 BARR RD, FERNDALE, WA 98248-9646
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Dec 9, 2022	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jun 29, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 1997 · Amount on File
Deed Sale	Oct 8, 1997 · Amount on File
Deed Document Number	1971000947
Deed Book / Page	39012
Last Transfer Date	Dec 9, 2022
Transfer Doc	0001200680
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5838 BARR RD, FERNDALE, WA 98248-9646
Transaction Type	Mortgage
Record Updated	May 1, 2024
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5838 BARR RD, FERNDALE, WA 98248-9646

Mortgage

Document Number	0000401703
Date	Apr 24, 2024
Instrument	2024-0401703

Lender

Name	BANNER BANK
Type	Bank
Address	FERNDALE, WA 98248

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Dec 9, 2022
Property Address	5838 BARR RD, FERNDALE, WA 98248-9646
Document Number	0001200680
Map Reference	VOL 18 PG 10
Instrument Date	Sep 8, 2022
Instrument	2022-1200680
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5838 BARR RD, FERNDALE, WA 98248-9646

Mortgage

Document Number	0001200681
Date	Dec 9, 2022
Instrument	2022-1200681

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	7 Years
Min Rate At Change	3%
Max Rate At Change	10%
Index	Other
Margin	3
Max Rate	10%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5838 BARR RD, FERNDALE, WA 98248-9646
Document Number	2200701093
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5838 BARR RD FERNDALE WA 982489646, FERNDALE, WA 98248-9646

Mortgage

Document Number	2200701093
Date	Jul 8, 2020
Instrument	701093

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5838 Barr Rd was $2,480 with a senior citizen's exemption.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,480.00 Senior Citizen's exemption	$318,520 Land $116,050 Building $202,470	$1,370,085 Land $340,897 Building $1,029,188
2022		$318,520 Land $116,050 Building $202,470	$970,330 Land $276,398 Building $693,932
2021	$803.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5838 Barr Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5838 Barr Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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