Carroll County property record for 5880 Philben Cir, Eldersburg, MD 21784
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,218 sqft · built 2007 |
| Lot Size | 0.481 acres (20,944 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,400 (Mar 2007) |
| Tax Bill | $7,986 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-145244 |
| Primary APN | 05-145244 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,218 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,944 sqft (0.481 acres) |
| Garage Type | Attached |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 498 sqft |
| Patio Area | 243 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 145244 |
|---|---|
| Street Address | 5880 PHILBEN CIR |
| City | SYKESVILLE |
| State | MD |
| Zip | 21784-7093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-200 |
| Legal Description | LT 12 -20944 SF PHILBEN CIR 48-268/270 OAK CREEK PH 1 |
| Legal Subdivision | OAK CREEK |
| Legal Phase | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 5, FREEDOM |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 505102 |
5880 Philben Cir is owned and occupied by two individuals who bought it in March 2007.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5880 PHILBEN CIR, SYKESVILLE, MD 21784-7093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2007 · Amount on File |
| Deed Sale | Mar 16, 2007 · Amount on File |
| Deed Document Number | 200763289 |
| Deed Book / Page | 5176 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 5880 PHILBEN CIR, ELDERSBURG, MD 21784-7093 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | DISTRICT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0100850008 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 10085/8 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2026 property tax bill for 5880 Philben Cir was $7,986, up 5.9% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,986.00 (+5.94%) | $694,067 | $734,100 Land $200,000 Building $534,100 |
| 2025 | $7,538.00 | ||
| 2023 | $6,876.00 | $608,500 | $614,000 Land $180,000 Building $434,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5880 Philben Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5880 Philben Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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