Carroll County property record for 5874 Philben Cir, Eldersburg, MD 21784
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,812 sqft · built 2008 |
| Lot Size | 0.394 acres (17,163 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $523,525 (Oct 2008) |
| Tax Bill | $7,597 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-145201 |
| Primary APN | 05-145201 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,812 sqft Total Area |
| Basement Area | 654 sqft |
| Finished Basement | 654 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 17,163 sqft (0.394 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 145201 |
|---|---|
| Street Address | 5874 PHILBEN CIR |
| City | SYKESVILLE |
| State | MD |
| Zip | 21784-7093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-200 |
| Legal Description | LT 9 -17163 SF PHILBEN CIR 48-268/270 OAK CREEK PH 1 |
| Legal Subdivision | OAK CREEK |
| Legal Phase | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 5, FREEDOM |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 505102 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5874 PHILBEN CIR, SYKESVILLE, MD 21784-7093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2008 · Amount on Record |
| Deed Sale | Oct 7, 2008 · Amount on Record |
| Deed Document Number | 200880872 |
| Deed Book / Page | 5621 / 372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 5874 PHILBEN CIR, ELDERSBURG, MD 21784-7093 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | LAWYERS TRUST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0099490364 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 9949/364 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,597.00 (+5.03%) Homeowner's exemption | $682,667 (+16.19%) | $722,400 (+19.76%) Land $200,000 Building $522,400 |
| 2025 | $7,233.00 (+8.95%) Homeowner's exemption | ||
| 2023 | $6,639.00 Homeowner's exemption | $587,533 | $603,200 Land $180,000 Building $423,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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