5880 Gary Dr, Welcome, MD 20693 Property Records

Charles County property record for 5880 Gary Dr, Welcome, MD 20693

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,244 sqft · built 2001
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Individual Names on Record
Last Sale	$517,500 (Aug 2022)
Tax Bill	$14,645 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-007584`

Property Details

APN / Parcel Number

Primary APN	`02-007584`
Alternative APNs	`2007584` `007584`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,244 sqft Living Area
1st Floor Area	1,496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	71,874 sqft
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	352 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	007584
Street Address	5880 GARY DR
City	WELCOME
State	MD
Zip	20693-3205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	L-22 S-1 GUNSTON ESTATES SUB
Legal Subdivision	GUNSTON ESTATES SUB
Legal Block	1
Legal Lot Number	22
Jurisdiction	CHARLES MD
Township / Civil Division	2, HILL TOP
Census Block Group	1
Census Block	1021
Census Tract	850500

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5880 GARY DR, WELCOME, MD 20693-3205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Special Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC
Dec 1, 2020	Deed, Transfer · VA Mortgage PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Prior Sale	Dec 1, 2020 · Amount on Record
Deed Book / Page	12682 / 444
Record Updated	Oct 29, 2026

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLES MD
Recording Date	Aug 30, 2022
Property Address	5880 GARY DR, WELCOME, MD 20693-3205
Document Number	0126820444
Book / Page	12682 / 444
Map Reference	MB 24
Instrument Date	Jul 29, 2022
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,881.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23415 THREE NOTCH RD # RD2008, 23415, CALIFORNIA, MD 20619-4017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5880 GARY DR, WELCOME, MD 20693-3205

Mortgage

Document Number	0012682457
Date	Aug 30, 2022
Instrument	12682/457

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Dec 1, 2020
Property Address	5880 GARY DR, WELCOME, MD 20693-3205
Document Number	0114640214
Book / Page	11464 / 214
Map Reference	MB 24 FO 31
Instrument Date	Oct 13, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5880 GARY DR, WELCOME, MD 20693-3205

Mortgage

Document Number	11464222
Date	Dec 1, 2020
Instrument	11464/222

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,600 (+23.97%)	$569,800 (+15.58%) Land $126,500 Building $443,300
2025	$14,645.00 (+148.22%)
2023	$5,900.00	$418,333	$493,000 Land $95,200 Building $397,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

Cell Coverage

4G LTE (outdoors only), no 5G reported

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