5870 Gary Dr, Welcome, MD 20693 Property Records

Charles County property record for 5870 Gary Dr, Welcome, MD 20693

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,672 sqft · built 1994
Lot Size	1.73 acres (75,359 sqft)
Owner	Individual Name on Record
Last Sale	$359,000 (Jan 2019)
Tax Bill	$21,839 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-007592`

Property Details

APN / Parcel Number

Primary APN	`02-007592`
Alternative APNs	`2007592` `007592`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,672 sqft Living Area
Gross Area	6,470 sqft
1st Floor Area	1,622 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	75,359 sqft
Garage Type	Attached
Garage Area	1,120 sqft

Exterior Amenities

Porch	Breezeway
Porch Area	84 sqft
Deck Area	96 sqft
Patio Area	572 sqft
Breezeway	Breezeway
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	007592
Street Address	5870 GARY DR
City	WELCOME
State	MD
Zip	20693-3205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	L-23 S-1 GUNSTON ESTATES SUB
Legal Subdivision	GUNSTON ESTATES SUB
Legal Block	1
Legal Lot Number	23
Jurisdiction	CHARLES MD
Township / Civil Division	2, HILL TOP
Census Block Group	1
Census Block	1021
Census Tract	850500

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5870 GARY DR, WELCOME, MD 20693-3205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 20, 2023	Deed of Trust, Mortgage JUSTICE FEDERAL CREDIT UNION
Jan 24, 2019	Deed, Transfer · Conventional Mortgage JUSTICE FEDERAL CREDIT UNION
Sep 6, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2019 · Amount on Record
Deed Sale	Jan 24, 2019 · Amount on Record
Prior Sale	Sep 6, 2018 · Amount on Record
Deed Book / Page	10519 / 68
Prior Transfer Date	Aug 23, 2018
Prior Transfer Doc	0103850223
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	5870 GARY DR, WELCOME, MD 20693-3205
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0123670039
Date	Feb 1, 2022
Book Page	12367/39

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	5870 GARY DR, WELCOME, MD 20693-3205
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	VESTA SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5870 GARY DR, WELCOME, MD 20693-3205

Mortgage

Document Number	0130890001
Date	Oct 20, 2023
Book Page	13089/1

Lender

Name	JUSTICE FEDERAL CREDIT UNION
Type	Credit Union
Address	CHANTILLY, VA 20151

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Nov 12, 2033

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 24, 2019
Property Address	5870 GARY DR, WELCOME, MD 20693-3205
Document Number	0105190068
Book / Page	10519 / 068
Map Reference	MB PCM 24 PL 31
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	GEMINI TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,692.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5870 GARY DR, WELCOME, MD 20693-3205

Mortgage

Document Number	0001051973
Date	Jan 24, 2019
Instrument	10519/73

Lender

Name	JUSTICE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 6, 2018
Property Address	5870 GARY DR, WELCOME, MD 20693-3205
Document Number	0103850223
Book / Page	010385 / 000223
Instrument Date	Feb 27, 2018
Transaction Type	Foreclosure
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$314.30
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$767,767 (+31.43%)	$771,100 (+0.65%) Land $137,800 Building $633,300
2025	$21,839.00 (+169.72%)
2023	$8,097.00	$584,167	$766,100 Land $106,300 Building $659,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

Cell Coverage

4G LTE (outdoors only), no 5G reported

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