Bergen County and Saddle Brook Township property record for 588 Spruce Ave, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 1,536 sqft · built 1948 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,000 (Dec 2017) |
| Tax Bill | $10,795 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Jun 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-01705-0000-00015 |
| Primary APN | 57-01705-0000-00015 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,536 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Old Parcel Number | 5700189R00007 |
|---|---|
| Street Address | 588 SPRUCE AVE |
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663-4920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 50X100 |
| Legal Subdivision | PATERSON MANOR |
| Legal Block | 1705 |
| Legal Lot Number | 15 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 52100 |
588 Spruce Ave is owned and occupied by an individual who bought it in December 2017.
Source: Bergen County and Saddle Brook Township records, as of July 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 588 SPRUCE AVE, SADDLE BROOK, NJ 07663-4920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jun 26, 2019 | Loan Modification, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Dec 13, 2017 | Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Oct 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2017 · Amount on File |
| Deed Sale | Dec 13, 2017 · Amount on File |
| Deed Document Number | 20179434501 |
| Deed Book / Page | 2811 / 1824 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 588 SPRUCE AVE, SADDLE BROOK, NJ 07663-4920 |
| Document Number | 0033340796 |
| Instrument Date | Jun 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 588 SPRUCE AVE SADDLE BROOK NJ 076634920, SADDLE BROOK, NJ 07663-4920 |
| Document Number | 0033340796 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 003334/000796 |
| Instrument | 56614 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 588 SPRUCE AVE, SADDLE BROOK, NJ 07663-4920 |
| Document Number | 0033771053 |
| Instrument Date | Jun 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 588 SPRUCE AVE SADDLE BROOK NJ 076634920, SADDLE BROOK, NJ 07663-4920 |
| Document Number | 0033771053 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 003377/001053 |
| Instrument | 69217 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 16, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 13, 2017 |
| Property Address | 588 SPRUCE AVE, SADDLE BROOK, NJ 07663-4920 |
| Document Number | 0028111824 |
| Book / Page | 002811 / 001824 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2019 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 588 SPRUCE AVE SADDLE BROOK NJ 076634920, SADDLE BROOK, NJ 07663-4920 |
| Document Number | 28111830 |
|---|---|
| Date | Dec 13, 2017 |
| Book Page | 002811/001830 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 12, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 588 SPRUCE AVE, SADDLE BROOK, NJ 07663-4920 |
| Document Number | 0030691568 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2018 |
| Name | Verified Name |
|---|---|
| Address | 588 SPRUCE AVE SADDLE BROOK NJ 076634920, SADDLE BROOK, NJ 07663-4920 |
| Document Number | 0030691568 |
|---|---|
| Date | Oct 2, 2018 |
| Book Page | 003069/001568 |
| Instrument | 70263 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 588 Spruce Ave was $10,795, up 5.8% from the year before.
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $469,500 (+3.21%) Land $224,000 Building $245,500 | $469,500 (+3.21%) Land $224,000 Building $245,500 | |
| 2025 | $10,795.00 (+5.79%) | $454,900 Land $220,000 Building $234,900 | $454,900 Land $220,000 Building $234,900 |
| 2024 | $10,204.00 | ||
| 2023 | $424,000 Land $207,500 Building $216,500 | $424,000 Land $207,500 Building $216,500 | |
| 2022 | $9,648.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 588 Spruce Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1996–2021) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 588 Spruce Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 805 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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