Bergen County and Saddle Brook Township property record for 583 Spruce Ave, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 1,333 sqft · built 1948 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $565,000 (Jun 2023) |
| Tax Bill | $9,316 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-01706-0000-00010 |
| Primary APN | 57-01706-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,333 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Old Parcel Number | 5700188R00008 |
|---|---|
| Street Address | 583 SPRUCE AVE |
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663-4919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 50X100 |
| Legal Subdivision | PATERSON MANOR |
| Legal Block | 1706 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 52100 |
583 Spruce Ave is owned and occupied by an individual who bought it in June 2023.
Source: Bergen County and Saddle Brook Township records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 583 SPRUCE AVE, SADDLE BROOK, NJ 07663-4919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2023 | Deed, Transfer · Conventional Mortgage COMMUNITY SAVINGS BANK |
| Apr 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jun 23, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2023 · Amount on File |
| Deed Sale | Jun 26, 2023 · Amount on File |
| Prior Sale | Oct 26, 1995 · Amount on File |
| Deed Document Number | 202341762 |
| Deed Book / Page | 5023 / 1007 |
| Prior Transfer Date | Mar 11, 1999 |
| Prior Transfer Doc | 0000066258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 26, 2023 |
| Property Address | 583 SPRUCE AVE, SADDLE BROOK, NJ 07663-4919 |
| Document Number | 0050231007 |
| Book / Page | 5023 / 1007 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 2023041762 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,219.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1652 SUNSET PRESERVE WAY, PORT CHARLOTTE, FL 33953-2298 |
| Name | Verified Name |
|---|---|
| Address | 583 SPRUCE AVE, SADDLE BROOK, NJ 07663-4919 |
| Document Number | 2023041763 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 2023041763 |
| Name | COMMUNITY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 583 SPRUCE AVE, SADDLE BROOK, NJ 07663-4919 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040560616 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 4056/616 |
| Instrument | 2021049827 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 263 Months |
| Due | Mar 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 583 SPRUCE AVE, SADDLE BROOK, NJ 07663-4919 |
| Document Number | 0026630027 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 583 SPRUCE AVE SADDLE BROOK NJ 076634919, SADDLE BROOK, NJ 07663-4919 |
| Document Number | 0026630027 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 002663/000027 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 11, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 583 Spruce Ave was $9,316, up 5.7% from the year before.
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404,400 (+3.01%) Land $224,000 Building $180,400 | $404,400 (+3.01%) Land $224,000 Building $180,400 | |
| 2025 | $9,316.00 (+5.71%) | $392,600 Land $220,000 Building $172,600 | $392,600 Land $220,000 Building $172,600 |
| 2024 | $8,813.00 | ||
| 2023 | $366,600 (+5.68%) Land $207,500 Building $159,100 | $366,600 (+5.68%) Land $207,500 Building $159,100 | |
| 2022 | $8,332.00 (+3.36%) | $346,900 Land $195,000 Building $151,900 | $346,900 Land $195,000 Building $151,900 |
| 2021 | $8,061.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 583 Spruce Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1996–2021) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 583 Spruce Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 805 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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