588 Rancho Santa Fe Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 588 Rancho Santa Fe Rd, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,941 sqft · built 1972
Lot Size	0.58 acres (25,265 sqft)
Owner	Company Name on Record
Last Sale	$850,000 (Apr 2019)
Tax Bill	$2,281 (2025)
Deeds & Mortgages	Feb 2022 Transfer Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`265-390-16-00`

Property Details

APN / Parcel Number

Primary APN	`265-390-16-00`
Alternative APN	`2653563400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,941 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2653563400
Street Address	588 RANCHO SANTA FE RD
City	ENCINITAS
State	CA
Zip	92024-6540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	LOT 24 (EX DOCS172447&200236&306221REC71)DOC44813REC70 IN TR 000848
Legal Subdivision	RANCHO LAS ENCINITAS
Legal Tract	000848
Legal Block	1
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17104

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	588 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6540
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Intrafamily Transfer, Transfer
Apr 19, 2019	Grant Deed, Transfer · Conventional Mortgage COMMERCE MORTGAGE
Dec 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 13, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2019 · Amount on Record
Deed Sale	Apr 19, 2019 · Amount on Record
Deed Document Number	2019143928
Prior Transfer Date	Mar 29, 2019
Prior Transfer Doc	0000143928
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 7, 2022
Property Address	588 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6540
Document Number	0000056749
Map Reference	MAP 848
Instrument Date	Jan 27, 2022
Instrument	2022-0056749
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	588 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6540
Investor	Possibly a Property Investor

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2019
Property Address	588 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6540
Document Number	0000143928
Map Reference	MAP 848
Instrument Date	Mar 29, 2019
Instrument	2019-0143928
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	588 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6540
Investor	Possibly a Property Investor

Mortgage

Document Number	0000143929
Date	Apr 19, 2019
Instrument	2019-0143929

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 13, 2017
Property Address	588 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6540
Document Number	0000581047
Instrument Date	Nov 21, 2017
Instrument	581047
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	588 RANCHO SANTA FE RD ENCINITAS CA 920246540, ENCINITAS, CA 92024-6540

December 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 13, 2017
Property Address	588 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6540
Document Number	0000581046
Instrument Date	Nov 21, 2017
Instrument	581046
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	588 RANCHO SANTA FE RD ENCINITAS CA 920246540, ENCINITAS, CA 92024-6540

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$208,655 (+2%) Land $57,233 Building $151,422
2025	$2,281.00 (+6.19%)	$204,564 (+4.04%) Land $56,111 Building $148,453
2023	$2,148.00 (+2.04%)	$196,623 Land $53,933 Building $142,690
2022	$2,105.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband, Spectrum, T-Mobile, Ting.

Cell Coverage

5G (outdoors only) and 4G LTE

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