586 Rancho Santa Fe Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 586 Rancho Santa Fe Rd, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,580 sqft · built 1972
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Last Sale	$465,000 (Sep 1994)
Tax Bill	$8,440 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`265-390-14-00`

Property Details

APN / Parcel Number

Primary APN	`265-390-14-00`
Alternative APN	`2653563100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,580 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	21,780 sqft (0.5 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2653563100
Street Address	586 RANCHO SANTA FE RD
City	ENCINITAS
State	CA
Zip	92024-6540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	LOT 24 DOC172447REC71 IN TR 000848
Legal Subdivision	RANCHO LAS ENCINITAS
Legal Tract	000848
Legal Block	1
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17104

Owner

586 Rancho Santa Fe Rd is owned by a company that acquired it in January 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	586 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6540
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2018	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
May 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 26, 2021	Affidavit of Death of Joint Tenant, Transfer AMROCK
Jan 3, 2019	Quit Claim Deed, Transfer Quitclaim
Jan 3, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 1994 · Amount on File
Deed Sale	Sep 27, 1994 · Amount on File
Deed Document Number	1994573019
Last Transfer Date	Jan 25, 2021
Transfer Doc	0000395757
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	586 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6540
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE SAN DIE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000506841
Date	Dec 10, 2018
Instrument	2018-0506841

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	362 Months
Due	Jan 31, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2021
Property Address	586 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6540
Document Number	0000395758
Map Reference	MAP 848
Instrument Date	Jan 25, 2021
Instrument	2021-0395758
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6540

Mortgage

Document Number	0000395759
Date	May 26, 2021
Instrument	2021-0395759

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Feb 1, 2051

May 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2021
Property Address	586 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6540
Document Number	0000395757
Map Reference	MAP 848
Instrument Date	Jan 25, 2021
Instrument	2021-0395757
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6540

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 3, 2019
Property Address	586 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6540
Document Number	0000002960
Instrument Date	Dec 20, 2018
Instrument	2960
Transaction Type	Transfer
Record Updated	Jan 10, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	586 RANCHO SANTA FE RD ENCINITAS CA 920246540, ENCINITAS, CA 92024-6540

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 3, 2019
Property Address	586 RANCHO SANTA FE RD, ENCINITAS, CA 92024-6540
Document Number	0000002959
Instrument Date	Dec 20, 2018
Instrument	2959
Transaction Type	Transfer
Record Updated	Jan 10, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	586 RANCHO SANTA FE RD ENCINITAS CA 920246540, ENCINITAS, CA 92024-6540

Tax Assessment & Valuation

The 2025 property tax bill for 586 Rancho Santa Fe Rd was $8,440 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$796,657 (+2%) Land $342,647 Building $454,010
2025	$8,440.00 Homeowner's exemption	$781,037 Land $335,929 Building $445,108
2023	$7,953.00 (+2.04%) Homeowner's exemption	$750,711 Land $322,886 Building $427,825
2022	$7,794.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 586 Rancho Santa Fe Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 586 Rancho Santa Fe Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, GeoLinks, San Diego Broadband, T-Mobile, Ting, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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