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584 McCutchen St, Ridgely, TN 38080 Property Records

Lake County property record for 584 McCutchen St, Ridgely, TN 38080

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,044 sqft · built 1970
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$38,500 (Sep 2017)
Tax Bill$858 (2025)
Deeds & MortgagesSep 2017 Sale
Flood ZoneZone X (high risk)
APN048057K L 01600

Property Details

APN / Parcel Number

Primary APN048057K L 01600
Alternative APN
  • 057K L 01600

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,044 sqft Living Area
1st Floor Area1,044 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions158 ft deep x 70 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area228 sqft
Utility Building896 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address584 MCCUTCHEN ST
CityRIDGELY
StateTN
Zip38080-1608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 05, COUNTY AREA: R20
Legal SubdivisionRILEY II-58
Legal Block2
Legal Lot Number9 70
JurisdictionLAKE TN
Township / Civil Division3
Census Block Group3
Census Block3016
Census Tract960200

Owner

Source: Lake County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address584 MCCUTCHEN ST, RIDGELY, TN 38080-1608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2017 · Amount on Record
Deed SaleSep 22, 2017 · Amount on Record
Prior SaleMar 20, 2013 · Amount on Record
Deed Document Number14931
Deed Book / Page35 / 277
Record UpdatedJun 8, 2026

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE TN
Recording DateSep 22, 2017
Property Address584 MCCUTCHEN ST, RIDGELY, TN 38080-1608
Document Number0000014931
Book / Page000048 / 000371
Instrument DateSep 21, 2017
Instrument14931
Transaction TypeTransfer
Record UpdatedOct 12, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$142.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address584 MCCUTCHEN ST RIDGELY TN 380801608, RIDGELY, TN 38080-1608

Tax Assessment & Valuation

Source: Lake County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLake County
MunicipalityRidgely Town
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$858.00$18,025 (-) Land $2,575 Building $15,450
2024$858.00 (+53.21%)$18,025 (+52.11%) Land $2,575 Building $15,450$72,100 (+52.11%) Land $10,300 Building $61,800
2022$560.00$11,850 Land $1,250 Building $10,600$47,400 Land $5,000 Building $42,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1997–2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGELY WATER SYSTEM
serves 2,059 people · EPA ID TN0000579
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gibson Connect
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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