588 Hickory Dr, Morehead, KY 40351 Property Records

Rowan County property record for 588 Hickory Dr, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$800,000 (Oct 2022)
Tax Bill	$7,005 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028-00 00 084.01`

Property Details

APN / Parcel Number

Primary APN	`028-00 00 084.01`
Alternative APNs	`962` `933` `997`

Location & Zoning

Account Number	997
Street Address	588 HICKORY DR
City	MOREHEAD
State	KY
Zip	40351-7790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT #20 & 0.870 ACRES & LOT 21 HICKORY POINTE
Legal Subdivision	HICKORY POINTE
Legal Lot Number	20-21
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	2
Census Block	2022
Census Tract	950100

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	588 HICKORY DR, MOREHEAD, KY 40351-7790
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON
Oct 25, 2022	Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK
Apr 30, 2021	Deed, Transfer
Aug 23, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2022 · Amount on Record
Deed Sale	Oct 25, 2022 · Amount on Record
Prior Sale	Apr 30, 2021 · Amount on Record
Deed Document Number	2019577
Deed Book / Page	D285 / 710
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	588 HICKORY DR, MOREHEAD, KY 40351-7790
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A440/473
Date	Sep 29, 2021
Book Page	A440/473
Instrument	2012431

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank
Address	MOREHEAD, KY 40351

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Mar 22, 2022

Interest

Rate Type	Adjustable Rate

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Oct 25, 2022
Property Address	588 HICKORY DR, MOREHEAD, KY 40351-7790
Document Number	00D285/710
Book / Page	D285 / 710
Instrument Date	Oct 3, 2022
Instrument	2019577
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1670 JACKSON DR, MOREHEAD, KY 40351-8304

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	588 HICKORY DR, MOREHEAD, KY 40351-7790

Mortgage

Document Number	0002019580
Date	Oct 25, 2022
Instrument	2019580

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2037
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.25%
Index	Other
Margin	3
Max Rate	9.25%

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Apr 30, 2021
Property Address	588 HICKORY DR, MOREHEAD, KY 40351-7790
Document Number	00D279/509
Book / Page	D279 / 509
Instrument Date	Apr 28, 2021
Instrument	2009438
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 EAGLE DR, MOREHEAD, KY 40351-7422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1670 JACKSON DR, MOREHEAD, KY 40351-8304

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Aug 23, 2019
Property Address	588 HICKORY DR, MOREHEAD, KY 40351-7790
Document Number	00D273/155
Book / Page	D273 / 155
Instrument Date	Aug 19, 2019
Instrument	2001050
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 INDIAN RIVER AVE # AVE601, AVE601, TITUSVILLE, FL 32796-5807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 HAWK CIR, RICHMOND, KY 40475-7990
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,005.00 (+2.77%)	$837,000 (+4.63%) Land $73,000 Building $764,000	$837,000 (+4.63%) Land $73,000 Building $764,000
2023	$6,816.00	$800,000 Land $36,000 Building $764,000	$800,000 Land $36,000 Building $764,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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