360 Hickory Dr, Morehead, KY 40351 Property Records

Rowan County property record for 360 Hickory Dr, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	3,598 sqft
Lot Size	1.14 acres (50,018 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Dec 2025)
Tax Bill	$3,096 (2025)
Deeds & Mortgages	Jul 2025 Second Mortgage Sep 2007 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`029-00 00 015.32`

Property Details

APN / Parcel Number

Primary APN	`029-00 00 015.32`
Alternative APNs	`9017` `9072` `9557`

Interior

Stories	2 Stories
Building Area	3,598 sqft Living Area

Exterior

Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	50,018 sqft (1.14 acres)
Garage Type	Attached
Garage Area	864 sqft

Location & Zoning

Account Number	9557
Street Address	360 HICKORY DR
City	MOREHEAD
State	KY
Zip	40351-7788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT #14 HICKORY DR
Legal Subdivision	HICKORY POINTE
Legal Lot Number	14
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	2
Census Block	2022
Census Tract	950100

Owner

360 Hickory Dr is owned by two individuals who bought it in December 2025.

Source: Rowan County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1007 NEWMANS TRL, HENDERSONVILLE, TN 37075-9521
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Sep 5, 2007	Deed of Trust, Mortgage · Line of Credit PARAMOUNT BANK OF SCB BANK
Sep 5, 2007	Deed of Trust, Mortgage COUNTRYWIDE BANK FSB
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Dec 23, 2025	Deed, Transfer · Conventional Mortgage STOCK YARDS BANK & TRUST CO
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Dec 15, 2014	Intrafamily Transfer, Transfer · Conventional Mortgage GREEN TREE SERVICING LLC
Mar 2, 2011	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Prior Sale	Mar 2, 2011 · Amount on File
Deed Document Number	20252042981
Deed Book / Page	298 / 143
Prior Transfer Date	Dec 4, 2014
Prior Transfer Doc	00D254/362
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	360 HICKORY DR, MOREHEAD, KY 40351-7788
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A482/475
Date	Jul 9, 2025
Book Page	A482/475
Instrument	2038704

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	360 HICKORY DR, MOREHEAD, KY 40351-7788
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 HICKORY DR, MOREHEAD, KY 40351-7788

Mortgage

Document Number	00A269/190
Date	Sep 5, 2007
Book Page	A269/190
Instrument	354776

Lender

Name	PARAMOUNT BANK OF SCB BANK
Address	LEXINGTON, KY 40503

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Aug 25, 2022

Interest

Rate Type	Adjustable Rate

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	360 HICKORY DR, MOREHEAD, KY 40351-7788
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A269/171
Date	Sep 5, 2007
Book Page	A269/171
Instrument	354775

Lender

Name	COUNTRYWIDE BANK FSB
Address	ALEXANDRIA, VA 22314

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2037

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	360 HICKORY DR, MOREHEAD, KY 40351-7788
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	TITLE SERVICES, PREDSE TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A440/436
Date	Sep 29, 2021
Book Page	A440/436
Instrument	2012426

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Dec 23, 2025
Property Address	360 HICKORY DR, MOREHEAD, KY 40351-7788
Document Number	00D298/143
Book / Page	D298 / 143
Instrument Date	Dec 22, 2025
Instrument	2042981
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 HICKORY DR, MOREHEAD, KY 40351-7788

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	360 HICKORY DR, MOREHEAD, KY 40351-7788

Mortgage

Document Number	0002042982
Date	Dec 23, 2025
Instrument	2042982

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.85%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	3.85%
Max Rate At Change	7.85%
Index	1-Year CMT
Max Rate	13.8%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	360 HICKORY DR, MOREHEAD, KY 40351-7788
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	PDE TITLE SERVICES LLC, PREDSE TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A440/436
Date	Sep 29, 2021
Book Page	A440/436
Instrument	2012426

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2014: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN KY
Recording Date	Dec 15, 2014
Property Address	360 HICKORY DR, MOREHEAD, KY 40351-7788
Document Number	00D254/362
Book / Page	D254 / 362
Instrument Date	Dec 4, 2014
Instrument	390594
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	360 HICKORY DR, MOREHEAD, KY 40351-7788

Mortgage

Document Number	0000390595
Date	Dec 15, 2014
Instrument	390595

Lender

Name	GREEN TREE SERVICING LLC
Type	REO / Foreclosure Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2030

March 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Mar 2, 2011
Property Address	360 HICKORY DR, MOREHEAD, KY 40351-7788
Document Number	00D238/618
Book / Page	D238 / 618
Instrument Date	Mar 2, 2011
Instrument	372434
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$133.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 BARKLEY DR, MOREHEAD, KY 40351-6011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 CIRCLE DR, MOREHEAD, KY 40351-9745

Tax Assessment & Valuation

The 2025 property tax bill for 360 Hickory Dr was $3,096 with a disabled person's exemption.

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,096.00 Disabled Person's exemption	$419,000 Land $37,000 Building $382,000	$419,000 Land $37,000 Building $382,000
2023	$3,569.00	$419,000 Land $37,000 Building $382,000	$419,000 Land $37,000 Building $382,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 360 Hickory Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 360 Hickory Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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