St. Clair County property record for 5878 Pointe Tremble Rd, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,820 sqft |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Oct 2023) |
| Tax Bill | $173 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-055-0055-000 |
| Primary APN | 74-14-055-0055-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Lot Area | 20,038 sqft (0.46 acres) |
|---|---|
| Lot Depth | 101 ft Depth |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 5878 POINTE TREMBLE RD |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-4377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | BEG 165.40' N 71D W FROM INTERSECTION OF N LINE OF M-29 AND E LINE OF PC 198, TH N 71D W 145', TH N 15D E 135.59', TH S 70D |
| Legal Subdivision | FORDS FIRST ADDITION TO PEARL BEACH |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 646000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5878 POINTE TREMBLE RD, ALGONAC, MI 48001-4377 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Sep 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PREMIA MORTGAGE LLC |
| Oct 5, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2023 · Amount on Record |
| Deed Sale | Oct 5, 2023 · Amount on Record |
| Deed Document Number | 202317728 |
| Deed Book / Page | 5660 / 246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 4, 2026 |
| Property Address | 5878 POINTE TREMBLE RD, ALGONAC, MI 48001-4377 |
| Document Number | 0005930837 |
| Book / Page | 5930 / 837 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202611272 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5878 POINTE TREMBLE RD, ALGONAC, MI 48001-4377 |
| Document Number | 0000011272, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 5930/837 |
| Instrument | 202611272 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 5878 POINTE TREMBLE RD, ALGONAC, MI 48001-4377 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8518 RIVER RD, COTTRELLVILLE, MI 48039-3355 |
| Document Number | 0005654233 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 5654/233 |
| Instrument | 2023016313 |
| Name | PREMIA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 5, 2023 |
| Property Address | 5878 POINTE TREMBLE RD, ALGONAC, MI 48001-4377 |
| Document Number | 0005660246 |
| Book / Page | 5660 / 246 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023017728 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,312.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5878 POINTE TREMBLE RD, CLAY, MI 48001-4377 |
| Name | Verified Name |
|---|---|
| Address | 8518 RIVER RD, COTTRELLVILLE, MI 48039-3355 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115,800 (+13.64%) | $231,600 (+13.64%) | |
| 2025 | $173.00 (-94.75%) Homeowner's exemption | $101,900 (-7.87%) | |
| 2024 | $3,297.00 (+76.97%) | $203,800 (-7.87%) | |
| 2023 | $110,600 | ||
| 2022 | $1,863.00 | $221,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 4 (1984–2020) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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