5865 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 5865 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,395 sqft · built 1981
Lot Size	0.382 acres (16,640 sqft)
Owner	2 Company Names on Record
Last Sale	$280,000 (Jun 2021)
Tax Bill	$5,595 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-14-424-0057-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-424-0057-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,395 sqft Living Area
1st Floor Area	930 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	16,640 sqft (0.382 acres)
Lot Dimensions	370 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5865 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4378
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 54 & W 1/2 OF LOT 55 SUP ROY T GILBERTS PLAT
Legal Subdivision	SUPRVRS ROY T GILBERTS PLAT-CL
Legal Lot Number	54-55
Legal Unit	54,55
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	647000

Owner

Source: St. Clair County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5245 FEDORA DR, TROY, MI 48085-4013
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Deed Document Number	202119066
Deed Book / Page	5386 / 240
Last Transfer Date	Jul 14, 2025
Transfer Doc	0005839495
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 29, 2021
Property Address	5865 POINTE TREMBLE RD, ALGONAC, MI 48001-4378
Document Number	0005386240
Book / Page	5386 / 240
Map Reference	LB 41 PG 6
Instrument Date	May 28, 2021
Instrument	2021019066
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8035 CLOVER RIDGE CT, GRAND BLANC, MI 48439-2455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5245 FEDORA DR, TROY, MI 48085-4013

Mortgage

Document Number	0005378139
Date	Jun 11, 2021
Book Page	5378/139
Instrument	2021017324

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,595.00 (-26.17%)	$158,300 (+14.38%)
2024	$7,578.00 (+10.61%)		$316,600 (+14.38%)
2023		$138,400
2022	$6,851.00		$276,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20