5876 Waterloo Rd, Dayton, OH 45459 Property Records

Montgomery County property record for 5876 Waterloo Rd, Dayton, OH 45459

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,382 sqft · built 1955
Lot Size	0.717 acres (31,241 sqft)
Owner	2 Individual Names on File
Last Sale	$68,000 (Jul 2010)
Tax Bill	$5,499 (2024)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`O67-18513-0014`

Property Details

APN / Parcel Number

Primary APN	`O67-18513-0014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,382 sqft Living Area
Gross Area	2,046 sqft
1st Floor Area	1,366 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	31,241 sqft (0.717 acres)
Lot Dimensions	254 ft deep x 123 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	171 sqft
Deck Area	441 sqft
Patio Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5876 WATERLOO RD
City	DAYTON
State	OH
Zip	45459-1833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	77 WOODBOURNE 3
Legal Subdivision	WOODBOURNE 3
Legal Lot Number	14
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1019
Census Tract	40101

Owner

5876 Waterloo Rd is owned and occupied by two individuals who acquired it in April 2013.

Source: Montgomery County records, as of December 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5876 WATERLOO RD, DAYTON, OH 45459-1833
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2010 · Amount on File
Deed Sale	Jul 8, 2010 · Amount on File
Prior Sale	May 14, 2010 · Amount on File
Deed Document Number	201039887
Last Transfer Date	Apr 4, 2013
Transfer Doc	0000022893
Record Updated	Jun 8, 2026

May 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 2, 2019
Property Address	5876 WATERLOO RD, DAYTON, OH 45459-1833
Document Number	0000022305
Instrument Date	Apr 12, 2019
Instrument	22305
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5876 WATERLOO RD DAYTON OH 454591833, DAYTON, OH 45459-1833

Mortgage

Document Number	22306
Date	May 2, 2019
Instrument	22306

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	May 1, 2039

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,920 Land $21,950 Building $59,970	$234,070 Land $62,720 Building $171,350
2024	$5,499.00 (+8.83%)
2023	$5,053.00 (+9.92%)	$81,920 (+38.97%) Land $21,950 Building $59,970	$234,070 Land $62,720 Building $171,350
2022	$4,597.00	$58,950 Land $15,790 Building $43,160
2020			$168,440 Land $45,120 Building $123,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5876 Waterloo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5876 Waterloo Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20