Montgomery County property record for 5850 Waterloo Rd, Dayton, OH 45459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,235 sqft · built 1953 |
| Lot Size | 0.7 acres (30,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $208,000 (Aug 2022) |
| Tax Bill | $5,198 (2024) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | O67 18513 0015 |
| Primary APN | O67 18513 0015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,235 sqft Living Area |
| 1st Floor Area | 1,227 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 30,501 sqft (0.7 acres) |
| Lot Dimensions | 250 ft deep x 122 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 182 sqft |
| Deck Area | 144 sqft |
| Patio Area | 200 sqft |
| Canopy | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5850 WATERLOO RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45459-1833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 78 WOODBOURNE 3 |
| Legal Subdivision | WOODBOURNE 3 |
| Legal Lot Number | 15 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 40101 |
5850 Waterloo Rd is owned and occupied by an individual who bought it in August 2022.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5850 WATERLOO RD, DAYTON, OH 45459-1833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 5, 2021 | Warranty Deed, Transfer · FHA Mortgage PRIMELENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2022 · Amount on File |
| Deed Sale | Aug 12, 2022 · Amount on File |
| Prior Sale | Mar 5, 2021 · Amount on File |
| Deed Document Number | 2022-00050724 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 12, 2022 |
| Property Address | 5850 WATERLOO RD, DAYTON, OH 45459-1833 |
| Document Number | 0000050724 |
| Map Reference | MB AA PG 44 |
| Instrument Date | Jun 27, 2022 |
| Instrument | 2022-00050724 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 700 KANSAS LN, MONROE, LA 71203-4774 |
| Document Number | 0000050725 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 2022-00050725 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 5, 2021 |
| Property Address | 5850 WATERLOO RD, DAYTON, OH 45459-1833 |
| Document Number | 0000018242 |
| Map Reference | MB AA PG 44 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 2021-00018242 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18111 PRESTON RD STE 900, 900, DALLAS, TX 75252-6601 |
| Document Number | 0000018243 |
|---|---|
| Date | Mar 5, 2021 |
| Instrument | 2021-00018243 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77,550 Land $21,620 Building $55,930 | ||
| 2024 | $5,198.00 (+8.65%) | ||
| 2023 | $4,784.00 (+9.93%) | $77,550 (+38.98%) Land $21,620 Building $55,930 | $221,560 Land $61,770 Building $159,790 |
| 2022 | $4,352.00 | $55,800 Land $15,550 Building $40,250 | |
| 2020 | $159,440 Land $44,440 Building $115,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5850 Waterloo Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 5850 Waterloo Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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