5876 Virtual Ln, San Jose, CA 95119 Property Records

Santa Clara County property record for 5876 Virtual Ln, San Jose, CA 95119

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,258 sqft · built 2019
Lot Size	0.053 acres (2,315 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,120,500 (Aug 2020)
Tax Bill	$17,387 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`706-56-040`

Property Details

APN / Parcel Number

Primary APN	`706-56-040`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,258 sqft Living Area
1st Floor Area	2,258 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,315 sqft (0.053 acres)
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5876 VIRTUAL LN
City	SAN JOSE
State	CA
Zip	95119-1753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I
Legal Subdivision	10466 URBAN OAK-RESIDENCES
Legal Tract	10466
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3002
Census Tract	512032

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5876 VIRTUAL LN, SAN JOSE, CA 95119-1753
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Aug 14, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Deed Document Number	202024576039
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5876 VIRTUAL LN, SAN JOSE, CA 95119-1753
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5876 VIRTUAL LN, SAN JOSE, CA 95119-1753

Mortgage

Document Number	0025175009
Date	Nov 22, 2021
Instrument	25175009

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

August 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 14, 2020
Property Address	5876 VIRTUAL LN, SAN JOSE, CA 95119-1753
Document Number	0024576039
Map Reference	MB 917 PG 41-50
Instrument Date	Jul 31, 2020
Instrument	24576039
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5876 VIRTUAL LN, SAN JOSE, CA 95119-1753
Investor	Possibly a Property Investor

Mortgage

Document Number	0024576040
Date	Aug 14, 2020
Instrument	24576040

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,237,062 (+2%) Land $618,531 Building $618,531
2025	$17,387.00 (+2.18%) Homeowner's exemption	$1,212,806 (+4.04%) Land $606,403 Building $606,403
2024	$17,016.00 (+1.51%)
2023	$16,763.00 (+0.8%) Homeowner's exemption	$1,165,712 Land $582,856 Building $582,856
2022	$16,630.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, GeoLinks, Sail Internet, T-Mobile.

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