5865 Virtual Ln, San Jose, CA 95119 Property Records

Santa Clara County property record for 5865 Virtual Ln, San Jose, CA 95119

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,330 sqft · built 2019
Lot Size	0.044 acres (1,901 sqft)
Owner	2 Individual Names on File
Last Sale	$1,154,000 (Aug 2020)
Tax Bill	$17,916 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2022 Line of Credit + 2 more
Flood Zone	Zone D (undetermined)
APN	`706-56-027`

Property Details

APN / Parcel Number

Primary APN	`706-56-027`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,330 sqft Living Area
1st Floor Area	2,330 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	1,901 sqft (0.044 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5865 VIRTUAL LN
City	SAN JOSE
State	CA
Zip	95119-1753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I
Legal Subdivision	10466 URBAN OAK-RESIDENCES
Legal Tract	10466
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3002
Census Tract	512032

Owner

5865 Virtual Ln is owned and occupied by two individuals who bought it in August 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5865 VIRTUAL LN, SAN JOSE, CA 95119-1753
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 11, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Aug 11, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 11, 2020	Grant Deed, Subdivision Related Transfer BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2020 · Amount on File
Deed Sale	Aug 11, 2020 · Amount on File
Deed Document Number	202024571345
Prior Transfer Date	Aug 10, 2020
Prior Transfer Doc	0024571346
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5865 VIRTUAL LN, SAN JOSE, CA 95119-1753
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5865 VIRTUAL LN, SAN JOSE, CA 95119-1753

Mortgage

Document Number	0025260318
Date	Mar 16, 2022
Instrument	25260318

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5865 VIRTUAL LN, SAN JOSE, CA 95119-1753
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5865 VIRTUAL LN, SAN JOSE, CA 95119-1753

Mortgage

Document Number	0025299888
Date	May 11, 2022
Instrument	25299888

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 11, 2020
Property Address	5865 VIRTUAL LN, SAN JOSE, CA 95119-1753
Document Number	0024571346
Instrument Date	Aug 10, 2020
Instrument	24571346
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5865 VIRTUAL LN SAN JOSE CA 951191753, SAN JOSE, CA 95119-1753

August 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 11, 2020
Property Address	5865 VIRTUAL LN, SAN JOSE, CA 95119-1753
Document Number	0024571345
Instrument Date	Jun 30, 2020
Instrument	24571345
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,269.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5865 VIRTUAL LN SAN JOSE CA 951191753, SAN JOSE, CA 95119-1753

Mortgage

Document Number	24571347
Date	Aug 11, 2020
Instrument	24571347

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5865 Virtual Ln was $17,916.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,273,610 (+2%) Land $636,805 Building $636,805
2025	$17,916.00	$1,248,638 Land $624,319 Building $624,319
2023	$16,664.00 (+4.72%)	$1,200,154 Land $600,077 Building $600,077
2022	$15,913.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5865 Virtual Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5865 Virtual Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless · Fiber in parts of the area	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sail Internet.

Nearby Properties on Virtual Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures