5822 E North St, Ossian, IN 46777 Property Records

Wells County property record for 5822 E North St, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,032 sqft · built 1975
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on File
Last Sale	$152,950 (Oct 2025)
Tax Bill	$935 (2025)
Deeds & Mortgages	Feb 2009 Mortgage May 2005 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-02-36-501-019.000-008`

Property Details

APN / Parcel Number

Primary APN	`90-02-36-501-019.000-008`
Alternative APNs	`00001561829` `0040293000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,032 sqft Living Area
1st Floor Area	2,032 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	50 ft deep x 201 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001561829
Street Address	5822 E NORTH ST
City	OSSIAN
State	IN
Zip	46777-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOCSIN KUNKEL 2ND W 66.67' OF LOT 7/8/9
Legal Lot Number	7
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5025
Census Tract	40100

Owner

5822 E North St is owned and occupied by an individual who bought it in October 2025.

Source: Wells County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	5822 E NORTH ST, OSSIAN, IN 46777-9642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2009	Deed of Trust, Mortgage · FHA Mortgage FREEDOM FINANCIAL MORTGAGE CORP
May 16, 2005	Deed of Trust, Mortgage · Conventional Mortgage AMERIQUEST MORTGAGE CO
Oct 16, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage FARMERS & MERCHANTS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2025 · Amount on File
Deed Sale	Oct 16, 2025 · Amount on File
Prior Sale	Nov 4, 2024 · Amount on File
Deed Document Number	20253420
Prior Transfer Date	Oct 15, 2025
Prior Transfer Doc	0020253420
Record Updated	Sep 20, 2026

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	5822 E NORTH ST, OSSIAN, IN 46777-9642
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000131/121
Date	Feb 5, 2009
Book Page	131/121

Lender

Name	FREEDOM FINANCIAL MORTGAGE CORP
Type	Non-Lending Institution
Address	FORT WAYNE, IN 46825

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2039

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	5822 E NORTH ST, OSSIAN, IN 46777-9642
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000124/910
Date	May 16, 2005
Book Page	124/910

Lender

Name	AMERIQUEST MORTGAGE CO
Type	Subprime Lender
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2035

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Oct 16, 2025
Property Address	5822 E NORTH ST, OSSIAN, IN 46777-9642
Document Number	0020253420
Instrument Date	Oct 15, 2025
Instrument	20253420
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5822 E NORTH ST, OSSIAN, IN 46777-9642

Mortgage

Document Number	0020253421
Date	Oct 16, 2025
Instrument	20253421

Lender

Name	FARMERS & MERCHANTS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	12.7%

Tax Assessment & Valuation

The 2025 property tax bill for 5822 E North St was $935 with a homeowner's exemption, up 2.5% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$935.00 (+2.52%) Homeowner's exemption	$179,800 (+3.69%) Land $5,700 Building $174,100	$179,800 (+3.69%) Land $5,700 Building $174,100
2024	$912.00 Homeowner's exemption	$173,400 (+13.04%) Land $5,700 Building $167,700	$173,400 (+13.04%) Land $5,700 Building $167,700
2023		$153,400 (+15.95%) Land $5,700 Building $147,700	$153,400 (+15.95%) Land $5,700 Building $147,700
2022	$620.00	$132,300 Land $5,600 Building $126,700	$132,300 Land $5,600 Building $126,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5822 E North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5822 E North St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Lakeland Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

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