5875 Cedar St, Ferndale, WA 98248 Property Records

Whatcom County property record for 5875 Cedar St, Ferndale, WA 98248

Property Summary

Property TypeMulti-Family Dwellings
Details1,840 sqft · built 1976
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Dec 2024)
Tax Bill$4,130 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Dec 2022 Release
Flood ZoneZone X (minimal risk)
APN390220-245248-0000

Property Details

APN / Parcel Number

Primary APN390220-245248-0000
Alternative APNs
  • 597098
  • 95497
  • 79245

Interior

Units10 Units
Building Area1,840 sqft Living Area
1st Floor Area1,840 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1997
Architectural StyleMulti-Family
Exterior MaterialCombination
Roof MaterialBuilt-Up Asphalt
Lot Area7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number95497
Street Address5875 CEDAR ST
CityFERNDALE
StateWA
Zip98248-8349
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeRM1.5
Legal DescriptionLOT 1 B AND J SHORT PLAT AS REC BOOK 8 SHORT PLATS PG 24
Legal Range02
Legal Township39
Legal Section20
Legal SubdivisionB AND J SHORT PLAT
Legal Block1
Legal Lot Number1
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1009
Census Tract10506

Owner

Source: Whatcom County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 28874, BELLINGHAM, WA 98228-0874
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
DELBERT L MOREAU ETUX
Dec 7, 2022Release of Agreement of Sale
WHATCOM LAND TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2024 · Amount on Record
Deed SaleDec 30, 2024 · Amount on Record
Prior SaleDec 7, 2022 · Amount on Record
Deed Document Number20241932
Prior Transfer DateSep 8, 2005
Prior Transfer Doc0000902618
Record UpdatedOct 29, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateDec 7, 2022
Property Address5875 CEDAR ST, FERNDALE, WA 98248-8349
Document Number0001200538
Map ReferenceMB 8 PG 24
Instrument DateDec 2, 2022
Instrument2022-1200538
Transaction TypeTransfer
Record UpdatedSep 29, 2023
Title CompanyWHATCOM LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,785.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001200539
DateDec 7, 2022
Instrument2022-1200539
Lender
NameDELBERT L MOREAU ETUX
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

December 2022: Release of Agreement of Sale

Document TypeRelease of Agreement of Sale
JurisdictionWHATCOM WA
Recording DateDec 7, 2022
Property Address5875 CEDAR ST, FERNDALE, WA 98248-8349
Document Number0001200537
Map ReferenceMB 8 PG 24
Instrument DateNov 15, 2022
Instrument2022-1200537
Record UpdatedSep 29, 2023
Title CompanyWHATCOM LAND TITLE

Transaction

AmountAmount Recorded
Tax$2,403.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2149 ULRICH RD, FERNDALE, WA 98248-9120

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,130.00 (+0.12%)$439,291 (-20.23%) Land $238,774 Building $200,517$439,291 (-20.23%) Land $238,774 Building $200,517
2024$4,125.00 (+39.22%)$550,689 (+20.61%) Land $238,774 Building $311,915$550,689 (+20.61%) Land $238,774 Building $311,915
2022$456,602 Land $234,588 Building $222,014$456,602 Land $234,588 Building $222,014
2021$2,963.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (2021–2025)
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 19,305 people · EPA ID WA5324850
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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