5870 Cedar St, Ferndale, WA 98248 Property Records

Whatcom County property record for 5870 Cedar St, Ferndale, WA 98248

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 758 sqft · built 1912
Lot Size0.216 acres (9,409 sqft)
OwnerOwner Name on File
Tax Bill$2,652 (2025)
Flood ZoneZone X (minimal risk)
APN89386

Property Details

APN / Parcel Number

Primary APN89386
Alternative APNs
  • 390220 267245 0000
  • 95536

Interior

Bedrooms1 Bed
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area758 sqft Living Area
1st Floor Area758 sqft
AtticAttic
Attic Area240 sqft
FlooringCarpet
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1912
Architectural StyleOther
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area9,409 sqft (0.216 acres)
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Heating SystemWood Furnace

Location & Zoning

Account Number89386
Street Address5870 CEDAR ST
CityFERNDALE
StateWA
Zip98248-9301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM1.5
Legal DescriptionCARPENTER'S FIRST ADD TO FERNDALE LOT 7
Legal Range02
Legal Township39
Legal Section20
Legal SubdivisionCARPENTER'S FIRST ADD/FERNDALE
Legal Lot Number7
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1009
Census Tract10506

Owner

The current owner of 5870 Cedar St acquired it in April 2006.

Source: Whatcom County records, as of March 16, 2026

Owner of RecordOwner Name on File
Mailing AddressPO BOX 3101, FERNDALE, WA 98248-3101

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleOct 30, 2003
Last Transfer DateApr 27, 2006
Transfer Doc2060404229
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 5870 Cedar St was $2,652.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,652.00$353,997 Land $213,400 Building $140,597$353,997 Land $213,400 Building $140,597
2022$217,218 Land $126,401 Building $90,817$217,218 Land $126,401 Building $90,817
2021$1,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5870 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (2021–2025)
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5870 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 19,305 people · EPA ID WA5324850
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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