5875 Caliente Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 5875 Caliente Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,334 sqft · built 2011
Lot Size	0.168 acres (7,300 sqft)
Owner	2 Trust Names on File
Last Sale	$1,300,000 (Aug 2021)
Tax Bill	$16,952 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`810-79-029`

Property Details

APN / Parcel Number

Primary APN	`810-79-029`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,334 sqft Living Area
1st Floor Area	1,471 sqft
2nd Floor Area	1,863 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	7,300 sqft (0.168 acres)
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5875 CALIENTE WAY
City	GILROY
State	CA
Zip	95020-6830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9594 MESA RIDGE BOOK 802 PAGE 21 PAGE 26 LOT 29
Legal Subdivision	MESA RIDGE
Legal Tract	9594
Legal Lot Number	29
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1022
Census Tract	512510

Owner

5875 Caliente Way is owner-occupied and held in a trust since April 2024.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	5875 CALIENTE WAY, GILROY, CA 95020-6830
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU
Aug 4, 2021	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIMUTUAL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on File
Deed Sale	Aug 4, 2021 · Amount on File
Prior Sale	Jun 20, 2014 · Amount on File
Deed Document Number	202125054319
Last Transfer Date	Apr 26, 2024
Transfer Doc	0025638484
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5875 CALIENTE WAY, GILROY, CA 95020-6830
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5875 CALIENTE WAY, GILROY, CA 95020-6830

Mortgage

Document Number	0025137085
Date	Oct 19, 2021
Instrument	25137085

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 4, 2021
Property Address	5875 CALIENTE WAY, GILROY, CA 95020-6830
Document Number	0025054319
Map Reference	MB 802 PG 21-26
Instrument Date	Aug 2, 2021
Instrument	25054319
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5875 CALIENTE WAY, GILROY, CA 95020-6830

Mortgage

Document Number	0025054320
Date	Aug 4, 2021
Instrument	25054320

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5875 CALIENTE WAY, GILROY, CA 95020-6830
Document Number	0024449655
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5875 CALIENTE WAY GILROY CA 950206830, GILROY, CA 95020-6830

Mortgage

Document Number	0024449655
Date	Apr 8, 2020
Instrument	24449655

Lender

Name	MIMUTUAL MTG
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5875 Caliente Way was $16,952.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,407,160 (+2%) Land $703,580 Building $703,580
2025	$16,952.00	$1,379,570 Land $689,785 Building $689,785
2023	$16,590.00 (+1.65%)	$1,326,000 Land $663,000 Building $663,000
2022	$16,321.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5875 Caliente Way in Zone D, where flood risk has not been studied, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1986–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5875 Caliente Way is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Verizon.

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