5865 Caliente Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 5865 Caliente Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,869 sqft · built 2011
Lot Size	0.141 acres (6,160 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Dec 2021)
Tax Bill	$15,659 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`810-79-030`

Property Details

APN / Parcel Number

Primary APN	`810-79-030`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,869 sqft Living Area
1st Floor Area	1,472 sqft
2nd Floor Area	1,397 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,160 sqft (0.141 acres)
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5865 CALIENTE WAY
City	GILROY
State	CA
Zip	95020-6830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9594 MESA RIDGE BOOK 802 PAGE 21 PAGE 26 LOT 30
Legal Subdivision	MESA RIDGE
Legal Tract	9594
Legal Lot Number	30
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1022
Census Tract	512510

Owner

5865 Caliente Way is owned and occupied by two individuals who bought it in December 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5865 CALIENTE WAY, GILROY, CA 95020-6830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 9, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 30, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2021 · Amount on File
Deed Sale	Dec 28, 2021 · Amount on File
Prior Sale	Dec 29, 2011 · Amount on File
Deed Document Number	202125205331
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 28, 2021
Property Address	5865 CALIENTE WAY, GILROY, CA 95020-6830
Document Number	0025205331
Map Reference	MB 802 PG 21-26
Instrument Date	Dec 17, 2021
Instrument	25205331
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5865 CALIENTE WAY, GILROY, CA 95020-6830

Mortgage

Document Number	0025205332
Date	Dec 28, 2021
Instrument	25205332

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5865 CALIENTE WAY, GILROY, CA 95020-6830
Document Number	0024561733
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5865 CALIENTE WAY GILROY CA 950206830, GILROY, CA 95020-6830

Mortgage

Document Number	0024561733
Date	Aug 3, 2020
Instrument	24561733

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5865 CALIENTE WAY, GILROY, CA 95020-6830
Document Number	0024296498
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5865 CALIENTE WAY GILROY CA 950206830, GILROY, CA 95020-6830

Mortgage

Document Number	0024296498
Date	Oct 3, 2019
Instrument	24296498

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5865 CALIENTE WAY, GILROY, CA 95020-6830
Document Number	0023957819
Instrument Date	Jun 9, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5865 CALIENTE WAY GILROY CA 950206830, GILROY, CA 95020-6830

Mortgage

Document Number	0023957819
Date	Jun 18, 2018
Instrument	23957819

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5865 CALIENTE WAY, GILROY, CA 95020-6830
Document Number	0023750579
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5865 CALIENTE WAY GILROY CA 950206830, GILROY, CA 95020-6830

Mortgage

Document Number	0023750579
Date	Sep 12, 2017
Instrument	23750579

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5865 Caliente Way was $15,659.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,298,916 (+2%) Land $649,458 Building $649,458
2025	$15,659.00	$1,273,448 Land $636,724 Building $636,724
2023	$15,325.00 (+1.66%)	$1,224,000 Land $612,000 Building $612,000
2022	$15,075.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5865 Caliente Way in Zone D, where flood risk has not been studied, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1986–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5865 Caliente Way is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Verizon.

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