5875 Cactus Way, La Jolla, CA 92037 Property Records

San Diego County property record for 5875 Cactus Way, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,588 sqft · built 1995
Lot Size	0.691 acres (30,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,734,000 (Jun 2019)
Tax Bill	$38,610 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`358-351-18-00`

Property Details

APN / Parcel Number

Primary APN	`358-351-18-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,588 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	30,100 sqft (0.691 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5875 CACTUS WAY
City	LA JOLLA
State	CA
Zip	92037-7069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-4
Legal Description	LOT 178 TR 004473
Legal Subdivision	SOLEDAD CORONA ESTATES
Legal Tract	004473
Legal Block	3
Legal Lot Number	178
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	8301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5875 CACTUS WAY, LA JOLLA, CA 92037-7069
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jun 10, 2019	Grant Deed, Transfer BANK OF AMERICA
May 4, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2019 · Amount on Record
Deed Sale	Jun 10, 2019 · Amount on Record
Prior Sale	Dec 29, 2010 · Amount on Record
Deed Document Number	2019224255
Last Transfer Date	Oct 20, 2020
Transfer Doc	0000663015
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5875 CACTUS WAY, LA JOLLA, CA 92037-7069
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5875 CACTUS WAY, LA JOLLA, CA 92037-7069

Mortgage

Document Number	0000410479
Date	Jun 2, 2021
Instrument	2021-0410479

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jun 1, 2031
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 28, 2020
Property Address	5875 CACTUS WAY, LA JOLLA, CA 92037-7069
Document Number	0000663015
Map Reference	MAP 4473
Instrument Date	Oct 20, 2020
Instrument	2020-0663015
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5875 CACTUS WAY, LA JOLLA, CA 92037-7069

Mortgage

Document Number	0000663016
Date	Oct 28, 2020
Instrument	2020-0663016

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Margin	2
Max Rate	7.75%

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 10, 2019
Property Address	5875 CACTUS WAY, LA JOLLA, CA 92037-7069
Document Number	0000224255
Instrument Date	May 17, 2019
Instrument	224255
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,007.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5875 CACTUS WAY LA JOLLA CA 920377069, LA JOLLA, CA 92037-7069

Mortgage

Document Number	224256
Date	Jun 10, 2019
Instrument	224256

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 4, 2018
Property Address	5875 CACTUS WAY, LA JOLLA, CA 92037-7069
Document Number	0000181312
Instrument Date	May 2, 2018
Instrument	181312
Transaction Type	Transfer
Record Updated	Nov 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5875 CACTUS WAY LA JOLLA CA 920377069, LA JOLLA, CA 92037-7069

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,109,225 (+2%) Land $2,342,725 Building $766,500
2025	$38,610.00 (+5.35%) Homeowner's exemption	$3,048,261 (+4.04%) Land $2,296,790 Building $751,471
2024	$36,649.00 (+2.25%)
2023	$35,841.00 (+2.73%) Homeowner's exemption	$2,929,895 Land $2,207,603 Building $722,292
2022	$34,887.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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