5865 Cactus Way, La Jolla, CA 92037 Property Records

San Diego County property record for 5865 Cactus Way, La Jolla, CA 92037

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,360 sqft · built 1982
Lot Size0.406 acres (17,700 sqft)
OwnerCompany Name on Record
Tax Bill$8,504 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN358-351-17-00

Property Details

APN / Parcel Number

Primary APN358-351-17-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,360 sqft Living Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Lot Area17,700 sqft (0.406 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5865 CACTUS WAY
CityLA JOLLA
StateCA
Zip92037-7069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1-4
Legal DescriptionLOT 177 TR 004473
Legal SubdivisionSOLEDAD CORONA ESTATES
Legal Tract004473
Legal Block3
Legal Lot Number177
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract8301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address5865 CACTUS WAY, LA JOLLA, CA 92037-7069
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 8, 2013
Transfer Doc0000443737
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5865 CACTUS WAY, LA JOLLA, CA 92037-7069
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5865 CACTUS WAY, LA JOLLA, CA 92037-7069

Mortgage

Document Number0000639234
DateOct 20, 2020
Instrument2020-0639234
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$654,852 (+2%) Land $310,880 Building $343,972
2025$8,504.00 (+13.28%) Homeowner's exemption$642,013 (+4.04%) Land $304,785 Building $337,228
2023$7,507.00 (+2.75%) Homeowner's exemption$617,084 Land $292,950 Building $324,134
2022$7,306.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cactus Way

Nearby Streets

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